All Categories > Frequently asked questions > Managing your home loan > Can I make changes to my home loan?

Can I make changes to my home loan?

Yes, you can make changes to your Qantas Money Home Loan.

Changing loan type

If you switch from a variable loan to a fixed rate loan, keep in mind that there will be a variation fee to do this. View our fees and charges.

If switching from a fixed rate to a variable rate during the fixed term, there can be break costs associated that are specific to your loan, and these can be expensive.

If you would like to switch loan types, would like more information on switching, or would like to understand more about the costs involved, please call our home loan experts on 1300 992 700 or email myloan@homeloans.qantasmoney.com for Basic and Offset loans funded by Bendigo Bank, or colcap.myloan@homeloans.money.qantas.com for Atlas loans funded by ColCap Financial. We’ll be happy to help.

Adding or removing an offset facility

If, after getting your home loan, you decide that you’d like an offset facility, you can add up to six to your Offset Home Loan, or up to 10 if you have an Atlas Home Loan.

If you currently have a Qantas Money Basic Home Loan, you’ll need to switch to a Qantas Money Offset Home Loan, which has a monthly fee. If you already have one of our Offset or Atlas Home Loans, there’s no additional fee to add additional offset facilities.

If you are on a fixed rate, a break cost will apply. Removing an offset facility from your existing home loan will also incur a fee. View our fees and charges.

To add or remove an offset account, call us on 1300 992 700 or email myenquiry@homeloans.money.qantas.com and we’ll be happy to help.

Want to know more about offset facilities? Visit our What is an offset facility guide to learn more.

Buying another home

Want to buy another home with Qantas Money Home Loans? Use our quick online application. Loans for additional properties will also be eligible for 100,000 Qantas Points every year, up to six properties per person (up to one owner-occupied and five investment properties, depending on individual circumstances) giving you even more opportunities to discover new destinations, year after year.

Increasing your loan amount

Call our home loan experts on 1300 992 700, or email us at myenquiry@homeloans.money.qantas.com and we’ll review your information to see if you can increase your home loan amount.

Leaving us?

If you decide to close your Qantas Money Home Loan, please call us on 1300 992 700 so we can understand if there's anything we can do to help. If you decide to go ahead with closing your loan, we’ll assist you with the steps to take to do so.