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The home loan that comes with a holiday every year

qantas-roo100K

Qantas Points every year+

Variable

Owner occupied · Principal & interest

5.78
%
p.a
Interest rate*
5.84
%
p.a
Comparison rate ^

Why come on board with a Qantas Money Home Loan?

Points icon (white)

100,000 points every year

Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 5 properties.+†

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Competitive rates

Streamlined process means streamlined costs. Get great rates*, with Qantas Points benefits.

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Easy application process

Apply online to get an answer in minutes.

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Help when you need it

Our home loan experts are here to help with your application 7 days a week.

Let's find your home loan

Property usage

Variable

Owner occupied · Principal & interest

5.78
%
p.a
Interest rate*
5.84
%
p.a
Comparison rate^

Repayments

$3,513/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 1 year

Owner occupied · Principal & interest

6.29
%
p.a
Interest rate*
5.90
%
p.a
Comparison rate^

Repayments

$3,710/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 2 years

Owner occupied · Principal & interest

6.19
%
p.a
Interest rate*
5.92
%
p.a
Comparison rate^

Repayments

$3,671/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 3 years

Owner occupied · Principal & interest

6.09
%
p.a
Interest rate*
5.93
%
p.a
Comparison rate^

Repayments

$3,632/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 4 years

Owner occupied · Principal & interest

6.04
%
p.a
Interest rate*
5.94
%
p.a
Comparison rate^

Repayments

$3,613/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 5 years

Owner occupied · Principal & interest

6.04
%
p.a
Interest rate*
5.96
%
p.a
Comparison rate^

Repayments

$3,613/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Where could 100,000 Qantas Points take you?

Who is travelling?

 Honolulu 2
economy

Sydney to Honolulu

Return flight for one

qantas-roo
63,000
PTS
plus-icon

$343 in taxes and carrier charges
Conditions apply ±

Wellington
economy

Melbourne to Wellington

Return flight for one

qantas-roo
36,000
PTS
plus-icon

$244 in taxes and carrier charges
Conditions apply ±

Perth
business

Brisbane to Perth

Return flight for one

qantas-roo
83,000
PTS
plus-icon

$92 in taxes and carrier charges
Conditions apply ±

Check your approval in
3 easy steps

Apply online and receive an answer in just minutes. Need help with your application? Our home loan experts are standing by, ready to help.

  1. Get ready Have all your information at hand, including things like your driver licence, income and expenses.
  2. Apply online As you complete the application, we’ll confirm your details in real time. We’ll value your property, verify your personal details, run a credit check as well as validate your income and expenses. Our home loan experts are available if you need help, and if there is something we can’t do digitally, your application is sent to our home loans team to review.
  3. Sign and save You’ll get an answer in minutes (it may take a little bit longer if your application needs to go to our home loans team). If fully approved, your loan documents will be auto-generated and emailed to you, in most cases, within minutes. Then all you need to do is review, sign and return.
APPLY NOW

What you need to apply for a Qantas Money Home Loan

  1. Be a Qantas Frequent Flyer Member. If the loan is shared among two people, you’ll both need to be (or intend to be) Qantas Frequent Flyer members. Not a member? Sign up here and save $99.50**
  2. Buy or refinance an established property (not off the plan 
or construction)
  3. You could borrow from $300K anywhere up to $3M:
    • Keep in mind that for loans under $2M you’ll need at least a 10% deposit or equity, plus savings to cover fees and charges such as stamp duty.
    • For loans more than $2M, you’ll need at least a 25% deposit or equity, plus savings to cover fees and charges such as stamp duty. Funds in this instance can’t be used for an equity release or ‘cash out’ (refinance)
  4. If you're applying alone, you must be currently employed, either through PAYG or self-employment
  5. Be able to provide at least one form of government ID, such as a passport, driver licence or Medicare card; and
  6. Be an Australian citizen or permanent resident, and live in Australia.

Self-employed?
You have home loan options

We celebrate all business owners who take on the challenge of working for themselves. That’s why a Qantas Money Home Loan offers more flexibility, at a competitive price. We also offer digital financial validation for eligible self-employed applicants, to help you save time.

Suitable for self-employed customers with:

  • A good credit history;
  • Trading for minimum 2 years and ABN registered for at least 2 years;
  • GST registered if gross revenue > $75,000
  • A year's worth of up-to-date tax returns and/or business financial statements.

Check out our self-employed FAQ's here.

Frequently asked questions

There are lots of great reasons to choose a Qantas Money Home Loan… Competitive rates, a fast, secure online application process; plus support from real people...

Read more

Qantas Money doesn’t act as either a bank or a mortgage broker. Instead, we’ve partnered with Bendigo and Adelaide Bank, to deliver our loan products…

Read more

The time it takes us to get to your application can change depending on how many applications we’re currently receiving and the complexity of your application. However, with our online application process being streamlined to the basics, you can receive an answer in minutes if we have all the documentation required...

Read more

Get a more rewarding home loan and earn 100,000 points every year

Qantas Money is proud to have partnered with Bendigo and Adelaide Bank, one of Australia's most trusted banks to offer you a range of great home loan options, with 24/7 secure access to manage your home loan.

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Need any help?

Our Home Loan experts are happy to help with your application 7 days a week.

New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)

Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)

1300 992 700
Call: 1300 992 700