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A home loan that makes your investment property even more rewarding

Variable

Investment · Principal & interest

6.24
%
p.a
Interest rate*
6.30
%
p.a
Comparison rate ^

Why choose a Qantas Money Home Loan for your investment property?

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Competitive rates

Streamlined process means streamlined costs. Our efficient digital application process means you may get a faster turnaround and great rates.

View our rates
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Additional repayments

Available on both variable and fixed loan options (fixed rate loans are limited to $20,000 per year) - combined with free online redraws.

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Sharp interest only rates

Our investor variable interest only loan can help you build your property portfolio. Benefit from lower repayments as you just pay the interest charged each month for the interest only term of the loan (max 5 years†).

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Easy application process

Apply online to get an answer in minutes.

Let's find your investment property loan

Property usage

Variable

Investment · Principal & interest

6.24
%
p.a
Interest rate*
6.30
%
p.a
Comparison rate^

Repayments

$3,690/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 1 year

Investment · Principal & interest

6.34
%
p.a
Interest rate*
6.31
%
p.a
Comparison rate^

Repayments

$3,730/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 2 years

Investment · Principal & interest

6.14
%
p.a
Interest rate*
6.28
%
p.a
Comparison rate^

Repayments

$3,651/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 3 years

Investment · Principal & interest

6.14
%
p.a
Interest rate*
6.28
%
p.a
Comparison rate^

Repayments

$3,651/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 4 years

Investment · Principal & interest

6.34
%
p.a
Interest rate*
6.34
%
p.a
Comparison rate^

Repayments

$3,730/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 5 years

Investment · Principal & interest

6.34
%
p.a
Interest rate*
6.35
%
p.a
Comparison rate^

Repayments

$3,730/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Features of an investor loan

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What is an investor loan?

Investment loans are a type of loan you can get when you want to purchase a property to hold as an investment. This differs from an owner occupied home loan which is a type of loan you would get if you intended to live in the property you are applying for.

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Our investor variable interest only loan can help you build your property portfolio. Benefit from lower repayments as you just pay the interest charged each month for the interest only term of the loan (max 5 years)

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Can I change from an investment loan to an owner occupied loan?

If your circumstances change and you intend to move into your investment property, you can change from an investment loan to an owner occupied loan.

Frequently asked questions

Yes, you can apply to refinance up to 5 properties. However, we will need separate applications for each property.

Read more

Yes. Equity is a powerful tool that can set you on the road to building a profitable investment property portfolio. You can use the equity in your home as an investment property deposit.

Read more

Yes, if you are on a variable rate you can make unlimited extra repayments. If you are on a fixed rate you can make repayments up to $20,000 per annum. You can make extra repayments online by transferring the funds to your home loan account – just like any other bank transfer.

Get a more rewarding home loan and earn 100,000 points every year

Need any help?

Our Home Loan experts are happy to help with your application 7 days a week.

New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)

Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)

1300 992 700
Call: 1300 992 700