Home loan repayment calculator

This calculator gives you an estimate only of what your repayments will be with a Qantas Money Home Loan. Calculations are based on the loan amount and loan term you entered, our current home loan interest rates and the loan variables you choose. This is not credit approval.

Lenders Mortgage Insurance (LMI) is something you’ll need to pay if you borrow more than 80% of a property’s value (i.e. if you have less than a 20% deposit). The LMI premium is added to your loan amount which means you don’t pay for the insurance up-front. However, it does mean your loan repayments will be higher than if you borrowed a maximum of 80% of a property’s value.

LMI helps to protect the lender from financial loss if you can’t afford to meet your repayments and default on the loan.

There are factors that affect how much LMI will cost you. Find out more here.

The results are a guide only. They are not a quote, credit approval or offer of credit. The results are not advice on how much you can or should borrow, which product you should choose, the product features or options, or about making extra payments. You should speak to us or obtain professional advice about a loan that meets your requirements and objectives. There are restrictions and/or certain fees payable for additional payments for some products e.g. during the fixed term of a loan. The results assume regular scheduled payments and that the interest rate does not change, and do not include any discount period. Interest rates are subject to change except during a fixed rate period. The rates and repayment amounts do not include lenders mortgage insurance if applicable.