Home loan repayment calculator
Run the numbers to understand your monthly repayments with a
Qantas Money Home Loan
Important to know
The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If a comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. If a comparison rate relates to an interest only loan with a fixed rate, the comparison rate has been calculated on the basis that the interest only period is the same duration as the fixed rate period. If a comparison rate relates to an interest only loan with a variable interest rate, the comparison rate has been calculated on the basis that the interest only period is 5 years. WARNING: the comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. All interest rates are subject to change without notice. Fees and charges can be found on the Rates and Fees page.
Please note if you add an offset facility your comparison rate will change.++
How this repayments calculator works
This calculator gives you an estimate only of what your repayments will be with a Qantas Money Home Loan. Calculations are based on the loan amount and loan term you entered, our current home loan interest rates and the loan variables you choose. This is not credit approval.
Lenders Mortgage Insurance (LMI) is an insurance policy that protects the lender in case the borrower cannot pay the mortgage repayments, and the property sells for less than the outstanding loan amount.
An LPF serves a similar purpose to LMI - it helps protect the lender from financial loss if the borrower can’t afford to meet their repayments and default on the loan. It is charged by some lenders instead of LMI. A borrower would pay one or other, not both.
Typically, the lender will require LMI or an LPF if you do not have a sufficient home loan deposit (usually 20% of the property's value). The cost is usually passed to the borrower as a one-off fee.
There are factors that affect how much LMI or LPF will cost you. Find out more.
The results are a guide only. They are not a quote, credit approval or offer of credit. The results are not advice on how much you can or should borrow, which product you should choose, the product features or options, or about making extra payments. You should speak to us or obtain professional advice about a loan that meets your requirements and objectives. There are restrictions and/or certain fees payable for additional payments for some products e.g. during the fixed term of a loan. The results assume regular scheduled payments and that the interest rate does not change, and do not include any discount period. Interest rates are subject to change except during a fixed rate period. The rates and repayment amounts do not include Lenders Mortgage Insurance or the Lender Protection Fee if applicable.
Get a more rewarding home loan and earn 100,000 points every year
Qantas Money has partnered with Bendigo Bank and ColCap Financial, two of Australia's experienced lenders, to offer a range of home loans with competitive rates that earn you Qantas Points.
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Need any help?
Our Home Loan experts are happy to help with your application 7 days a week.
New customers:
Monday to Friday from 8:00am to 6:30pm, or on weekends from 9:00am to 5:00pm (AEST).
Existing customers with loans funded by Bendigo Bank:
Monday to Friday from 8:30am to 8:30pm, or on weekends from 9:30am to 4:30pm (AEST).
Existing customers with loans funded by ColCap Financial:
Monday to Friday from 8:00am to 6:30pm, or on weekends from 9:00am to 5:00pm (AEST).
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