Take control of your credit card repayments

  • With a Statement Instalment Plan, you can pay off purchases on your statement in manageable monthly instalments, at a lower interest rate than your standard Retail Purchase Rate, over a set term.
  • With no setup fees, early repayment fees or credit checks, Statement Instalment Plans are a convenient way to manage your finances, no matter which Qantas Premier credit card you have.
  • Plus, right now, earn 1,000 Qantas Points when you set up a Statement Instalment Plan and make your first three consecutive repayments on time.1

What are the benefits of setting up a Statement Instalment Plan?

Take control of your Qantas Premier credit card repayments by converting the purchases on your statement into monthly instalments over a set term. Balance Transfers and other balances on a promotional rate, card fees, interest charges, cash advances and existing instalment plans are not eligible for conversion.

Lock in a lower interest rate

With a Statement Instalment Plan, you can access a lower interest rate than your standard Retail Purchase Rate, and lock it in for the life of the plan.

No fees for setup or early exit

There are no fees for setting up an instalment plan. You can also make additional repayments, or choose to pay off the instalment plan at any time, at no extra charge.

Keep your interest-free days

The interest free period applies when you pay your full closing balance from your last statement by the Payment Due Date (excluding any Instalment Plan balance which isn’t due for payment by that Payment Due Date). No interest free period is available on Cash Advances or Balance Transfers.

Manageable monthly instalments

Choose the amount you wish to convert to your instalment plan, then the length of time you need to pay it based on how much you can afford each month.

Qantas

1,000

PTS

Earn 1,000 Qantas Points when you set up a Statement Instalment Plan and make your first three consecutive repayments on time.1

How it works

  • spend using card
  • Set up a plan
  • Pay each month
  • Track your progress
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Spend using your card

Once you receive your statement, you may be eligible to set up an instalment plan2 to pay off your purchases in manageable repayments.

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Set up a plan

Log in to the Qantas Money app and tell us how much you can comfortably pay each month. Setting up a plan will not change your credit limit and no credit checks are required.

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Pay each month

The repayment amount is included in your Minimum Payment Due.3 Check your monthly statement for more details.

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Track your progress

See how much you’ve already paid and what’s left to pay off in the Qantas Money app. Make extra repayments or pay off your balance, with no extra charge, by calling us.

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Set up and manage

setup instalments plan

Set up an instalment plan

Log in to the Qantas Money app and go to the ‘Statements’ tab.
Tap on 'Instalment plans' under ‘How to pay your credit card bill’ section and follow the prompts to set up your plan.

Manage instalment plans

Manage your instalment plans

To view details of your active instalment plans, go to the 'Manage' tab.
To change the term, make additional repayments, pay off in full or cancel your plan, please call us.

Qmoney App

Download and log in to the Qantas Money app now to earn 100 bonus Qantas Points and earn another 200 bonus points when you connect your first account.4

Frequently asked questions

A Statement Instalment Plan allows you to repay purchases in the closing balance, on your last statement, in monthly instalments at a fixed rate over a set term.

You can repay the monthly instalment in a similar way as to how you pay your credit card bill. Note that the monthly instalment is included in your Minimum Payment Due in your statement.

During the cycle in which the Statement Instalment Plan is set up, you will be charged an initial interest charge which will be included in the Minimum Payment Due on your next statement. Subsequent statements will include an instalment for each month of the term.

If you fail to pay the initial interest charge or monthly instalment by the Payment Due Date: i. that initial interest charge or monthly instalment will be charged interest at the Retail Purchase Rate from the day after the Payment Due Date. ii. We may cancel any instalment plans, in which case, any outstanding balance of the plan will revert to the Retail Purchases Rate for Statement Instalment Plans.

You can pay off your Statement Instalment Plan at any time without early repayment fees. Simply call us on 1300 992 700 (or +61 2 8222 2569 if you're calling from overseas).