Qantas Premier Credit card

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There’s a Qantas Premier credit card to suit your lifestyle and whether you’re at home or abroad, our cards will help you reach your reward goals sooner. Plus, being a Mastercard®, it’ll be accepted nearly everywhere you go.

As you'd expect from Qantas, these cards have great benefits including:

  • Uncapped earning power - There is no cap to the number of points you can earn with Qantas Premier credit cards on eligible purchases, at home or abroad1.

    • Qantas Premier Platinum: earn up to 2 Qantas Points per AU$11.
    • Qantas Premier Everyday: earn up to 1.75 Qantas Points per AU$11.
  • Help at hand – From millions of Mastercard locations worldwide5 to your dedicated concierge, and complimentary travel insurance2 - you can count on us.

Find out more about the Qantas Premier credit cards.

The Qantas Premier Platinum and Qantas Premier Everyday cards will help you reach your reward goals sooner – simply pick the card that suits your lifestyle.

Both cards come with uncapped earning power so there’s no cap to the number of Qantas Points you can earn on eligible purchases1; plus a dedicated concierge and complimentary travel insurance2.

Qantas Premier Platinum also comes with travel benefits such as discounted domestic airfares3 and two complimentary lounge invitations each year4.

Find out more about the Qantas Premier credit cards.

To be eligible to apply for a Qantas Premier card, you must:

  • be at least 18 years old
  • earn at least $35,000 per year
  • be an Australian permanent resident
  • have an Australian residential address and mobile phone number
  • be a Qantas Frequent Flyer member. If you’re not already a Frequent Flyer, you can join for free, saving you the $89.50 joining fee
  • not currently be an existing Qantas Premier primary cardholder

You can apply online in a few easy steps - it should only take around 10 minutes!

You’ll need to have the following handy:

  • Qantas Frequent Flyer membership number and PIN. If you’re not already a Qantas Frequent Flyer member, you can join for free, saving you the $89.50 joining fee
  • Employment and income details
  • Household expenses, such as rent and bills and other living expenses
  • Financial commitments such as home loan and credit card repayments

We’ll let you know if we need you to upload additional documents, such as payslips and bank statements, to support your application.

No. You can have only one Qantas Premier credit card account in your name – you can be either a Primary Cardholder on a Qantas Premier Platinum or Qantas Premier Everyday account. However, you can also be an additional cardholder on another person’s Qantas Premier credit card account.

Yes. From time to time we will advertise balance transfer promotional offers to new or existing customers.

During the application process, you can apply to transfer up to 80% of your approved credit limit to your Qantas Premier credit card account from your credit cards, store cards, loans or other credit accounts (maximum 4).

You’ll need to have the name of the financial institution (or biller code), BPAY customer reference number and the amount you want to transfer handy.

You can also apply for a balance transfer once your account is activated by contacting Qantas Premier Card Support on 1300 992 700.

Yes. You can add up to 4 additional cardholders to your Qantas Premier credit card account - 1 when you apply, and more once you’ve activated your card (up to 4 in total). Each additional cardholder must be an Australian resident, 16 years or older and a Qantas Frequent Flyer member at the time of application or to view their transactions and credit card details online.

All Qantas Points earned by Additional Cardholders will be credited to the Primary Cardholder.

An annual fee will be applied to your account for each Additional Cardholder, currently $50 for each Additional Cardholder on a Qantas Premier Platinum credit card, and $25 for each Additional Cardholder on the Qantas Premier Everyday credit card.

To remove an additional cardholder from your account, please call Qantas Premier Credit Card Support on 1300 992 700.

It should take around 10 minutes to apply if you have all of your personal information handy. If you need to, you can save your partially completed application and continue right where you left off any time within 21 days.

Once you have submitted your application, you will receive a confirmation email in approximately 60 seconds, containing your application number, and a link which you can use to check the status of your application online. If your application needs further assessment, we’ll advise you when you can expect to hear from us.

If your application is approved, you should receive your card in 3-5 working days. If your card hasn't arrived in 10 working days, please call us on 1300 992 700

I’m using a Mac

  1. Open the image in Preview

  2. Click on Tools > Adjust Size

  3. Ensure Scale proportionally is checked and then either select a smaller size from the Fit into dropdown or enter a smaller Width or Height

  4. Check the Resulting size area to see if the image is now below 2.5MB

  5. Click OK

I’m using Windows

  1. Open the image in Microsoft Paint

  2. Select Home > Resize

  3. Ensure Maintain aspect ratio is checked and then enter a smaller horizontal % and click OK

  4. To save the new image, click File > Save

  5. Go to Windows Explorer and check if the image is now below 2.5MB

Features and rewards

Bonus Qantas Points will ordinarily be credited to your Qantas Frequent Flyer account around 6-8 weeks after all eligibility criteria are met, unless otherwise specified in the promotion.

You can use your card at millions of locations worldwide that display the Mastercard logo.

This includes making purchases in person, online, over the phone, by mail order, or paying bills using BPAY®. You can also use your card to withdraw cash from ATMs5 or over the counter at participating outlets that display the Mastercard logo.

Your Qantas Premier credit card is also enabled with Mastercard Contactless™, the faster way to pay for purchases under AU$100 within Australia. You won’t need to enter your card PIN, simply Tap&Go™. You can also use Mastercard Contactless™ for purchases AU$100 and over but you’ll need to enter your card PIN to authorise the transaction5.

There’s no cap to the number of Qantas Points you can earn everyday – at home or abroad.1

Spend Qantas Premier Platinum Earn Rates1 Qantas Premier Everyday Earn Rates1
International Spend 1.5 Qantas Points per AU$1 equivalent 1 Qantas Point per AU$1 equivalent
Domestic Spend 1 Qantas Point per AU$1 (up to and including AU$10,000 per statement period)

0.5 Qantas Points per AU$1 (over AU$10,000 per statement period)
0.75 Qantas Points per AU$1 (up to and including AU$3,000 per statement period)

0.4 Qantas Points per AU$1 (over AU$3,000 per statement period)
Qantas Spend1 1 additional Qantas Point per AU$1 spent on selected Qantas products and services, including flights. 1 additional Qantas Point per AU$1 spent on selected Qantas products and services, including flights.

Qantas Points are earned in accordance with the Qantas Premier Credit Card Rewards Terms and Conditions and will appear in your credit card account within 30 days and available in your Frequent Flyer account after the next statement cycle, unless otherwise specified under Special Promotion.

You’ll earn Qantas Points on all eligible transactions1 made using your Qantas Premier credit card excluding:

Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and traveler cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

If you receive a refund or chargeback to your account, for example returned goods or services, or a disputed transaction that is reversed, the points relating to that reversal will be deducted from your account.

Read our Qantas Premier Credit Card Rewards Terms and Conditions

Yes. The maximum 55 days interest free period applies when you pay your balance off in full each month, on or before the due date for both the prior and current Statement Periods, (that’s is, 2 consecutive Statement Periods). If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest from purchase date. Interest Free Days are not available on Cash Advances or when you have Balance Transfers.

Enjoy 6 months interest free on the first Qantas Purchase7 made with your Qantas Premier credit card within 6 months of account approval, regardless of whether the transaction is made by either the Primary Cardholder or Additional Cardholder.

Find out more about the 6 months interest free period:

Qantas Premier Platinum 6 months interest free

Qantas Premier Everyday 6 months interest free

To book your discounted companion fares, the Qantas Premier Platinum credit card Primary Cardholder can simply call the Qantas Premier Concierge on 02 9025 2802 anytime, 24 hours a day, 7 days a week.

Changes to existing bookings can be made at qantas.com or by calling Qantas on 13 13 13.

Find out more about discounted companion fares

Get peace of mind – with complimentary travel insurance2 for yourself, your spouse and your dependents travelling with you, when you book using your card or using Qantas Points earned on your card. You’ll get medical emergency expenses cover up to $1,000,000, travel cancellation cover up to $20,000 and much more.

View the Qantas Premier Credit Card Complimentary Travel Insurance Terms and Conditions for full eligibility and cover details.

For emergency assistance, call Chubb Assistance on 1800 055 268 (or +61 2 8907 5666 from overseas), 24 hours a day, 7 days a week.

Submit a claim online

Our concierge service, dedicated to Qantas Premier primary cardholders, is just a phone call away, anytime you need assistance – from restaurant bookings to travel recommendations.

Call the Qantas Premier Concierge on 02 9025 2802, anytime, 24 hours a day, 7 days a week.

Find out more by reading about the Qantas Premier Concierge:

Qantas Premier Platinum Concierge

Qantas Premier Everyday Concierge

Managing your account

The best way to manage your account is via the Qantas Money website or the Qantas Money app6. You can:

  • See your balances, transaction history, and bill payment details

  • Download and print your statements

  • Activate your card and choose your card PIN

  • Cancel a lost or stolen card and request a replacement

  • Place a temporary lock on your card if you’ve misplaced it

Plus, the app also allows you to connect your other financial institutions’ accounts to get a full picture of your money in one place.

Download the Qantas Money app from the App Store or on Google Play™.

Find out more about the Qantas Money app

You can also self-service your account by calling 1300 992 700 and following the prompts.

It only takes a minute to activate your card and choose your card PIN online at Qantas Money or via the Qantas Money app6. You won’t receive a card PIN in the mail.

Download the app from the App Store or on Google Play™.

Yes. You can choose a 4-digit card PIN as part of the card activation process. You won’t receive a card PIN in the mail.

You can also change your PIN at any time via the Qantas Money website or the Qantas Money app6.

Simply log in to Qantas Money or the Qantas Money app anytime, anywhere6. You’ll be able to download and print all your statements. Currently this is only available in PDF format.

Check your payment details on Qantas Money, the Qantas Money app6 or on your statement.

Then, select one of the following payment options available to you:

  • Make a one-off or recurring BPAY® payment from one of your financial institution accounts.
    Biller Code: 266536
    Ref: Your 16-digit card number
  • Sign-up for Easi-Pay to pay your bill automatically by direct debit. You can choose to pay the minimum payment due or the closing balance.
  • Take your Qantas Premier credit card to any Australia Post office displaying the Bank@Post symbol, together with your cheque, EFTPOS or cash payment. Cheque payments are considered deposited on the day of processing but please allow 6 working days for cheque clearance. An over-the-counter fee applies and will be debited to your credit card account. View the full Qantas Premier Platinum fees and Qantas Premier Everyday fees.

You must pay the Minimum Payment Due by the Payment Due Date each month.
The Minimum Payment Due is (rounded to the nearest dollar):

i. The Card Balance if it is less than $30; or

ii. the greater of:

       a) $30; or

       b) 2.00% of Card Balance; or

       c) the sum of 1.00% of the Card Balance, Late Payment Fee (if any) and interest charged for that month,

plus any Monthly Instalment for that month.

It’s easy to pay bills using your Qantas Premier credit card.

Online: Simply log in to Qantas Money

Over the phone: Call us on 1300 992 700 anytime, 24 hours a day, 7 days a week

You can also use your Qantas Premier credit card to pay the biller directly - see your bill for other payment options.

You can withdraw up to your total cash limit, not being greater than AU$1,000 per day from your Qantas Premier account5:

  • At any ATM/EFTPOS facility that displays the Mastercard® logo. EFTPOS withdrawals are subject to limits set by the merchant at point of sale.
  • At any ATM that displays the Plus, Star or NYCE symbols when overseas. For transactions overseas, currency conversion fees may apply.
  • At any bank in the world that displays the Mastercard logo. You’ll need photo ID, your Qantas Premier Mastercard and card PIN.

Cash withdrawal fees may apply. View the full Qantas Premier Platinum fees and Qantas Premier Everyday fees.

You should regularly check your Qantas Premier account statements against your personal records to ensure that you recognise all transactions. If you don't recognise a transaction, please call us immediately on 1300 992 700 anytime, 24 hours a day, 7 days a week.

You can cancel a lost or stolen card online or via the Qantas Money app6. We'll block your card immediately and send a replacement card to the address shown on your statement.

Call 1300 992 700 anytime, 24 hours a day, 7 days a week, if you need to:

  • Report any suspicious transactions. You should do this immediately.
  • Cancel your card and have your new card sent to a different address.
  • Cancel your card and have your new card sent to you later if you're currently away from home.
  • Replace a damaged card.

Or, if you’ve simply misplaced your card, you can lock it temporarily while you look for it. Just visit the Settings tab once you have logged into your account.

  • Expired cards - your new card will have the same 16-digit card number and card PIN and will be sent to you before your current card expires.
  • Damaged cards - If you damage your card and need a replacement, please call Qantas Premier Card Support on 1300 992 700 to request a new card - your new card will have the same 16-digit card number and card PIN.
  • Lost or stolen cards - your new card will have a new 16-digit card number and you’ll need to choose a new card PIN when you activate it. You’ll also need to update any existing direct debits.

You’ll need to activate your replacement card online or via the Qantas Money app before you can use it.

To apply for an increase or to request a decrease to your credit limit, call Qantas Premier Card Support on 1300 992 700.

To change your personal details, including address, phone number, email or name simply contact the Qantas Premier Card Support on 1300 992 700. We’re available to take your call 24/7.

Please note that changes to your Qantas Premier account will not update your Qantas Frequent Flyer details. To make changes to Qantas Frequent Flyer please log in at qantas.com.

To unsubscribe from Qantas Premier credit card marketing emails, please follow the instructions at the bottom of any of the emails or contact Qantas Premier Card Support on 1300 992 700.

This password is an extra layer of security to help protect your account from unauthorised access.

We’ll only ask you to enter your password when you access features that are considered high risk such as activating your card, choosing your PIN, viewing statements and notices, paying a bill, locking your card or reporting it lost or stolen.

Rates and fees

You can view our current interest rates here or on your monthly Qantas Premier credit card statement.

See the Qantas Premier Platinum fees and Qantas Premier Everyday fees applicable to your account.

The annual fee will be debited from your account at card activation and then each subsequent year on the anniversary of your account approval.

Additional cardholder fees will be charged when the additional card is issued and then together with the primary cardholder’s annual fee in subsequent years.

Financial difficulty

If you’re experiencing difficulty meeting your credit card repayments, there are a number of ways we may be able to help you, including a range of special assistance measures.

Please contact us to discuss your options

To discuss the options available to you, please call us on 1800 288 496, 9am - 5pm (Sydney time) Monday - Friday (or +61 2 8288 2886 from outside Australia) or email us.

Free and independent financial counselling

Financial Counselling Australia and the National Debt Helpline offer free, independent and confidential financial counselling. Call 1800 007 007 to speak to a financial counsellor.

Security

If someone calls you with a Qantas credit card offer and asks for your personal information, you can call us on 1300 992 700 to confirm if the call is genuine.

  • Make sure you protect yourself with an up-to-date operating system, browser, firewall, email filter, anti-virus software and spyware filter
  • Avoid accessing Qantas Money in a public place or using a shared computer, if at all possible
  • Always type qantasmoney.com into your browser when logging in
  • Keep your Qantas Frequent Flyer PIN, Qantas Money passcode and password secure and never disclose them to anyone
  • Always click ‘Log out’ instead of closing your browser when you’re done
  • Review your Qantas Premier credit card statements as soon as you receive them and report any suspicious transactions immediately by calling us on 1300 992 700, anytime, 24 hours a day, 7 days a week
  • Qantas emails may contain links to our website. Before clicking on a link, please check that it links to a Qantas website
  • If you receive an email asking you to contact us about your Qantas Premier account, feel free to call us on 1300 992 700 to check that it’s genuine

You should disregard any emails that:

  • Request personal information, including your name, address, PIN or account details
  • Contain misspelled words either in the email itself or a linked website - this may signal a potential scam
  • Seem too good to be true and are not from a trusted source

Report suspicious emails immediately by calling us on 1300 992 700, anytime, 24 hours a day, 7 days a week.

There are a number of ways we protect your Qantas Premier account, so you can rest assured that your money is in safe hands.

With 24/7 fraud protection, we monitor every transaction you make on your Qantas Premier credit card for irregular activity. If a suspicious transaction is detected, we'll contact you to verify it.

We also ask you to enter a password when you access features that are considered high risk such as activating your card, choosing your PIN, viewing statements and notices, locking your card or reporting it lost or stolen. This provides an extra layer of security to help protect your account from unauthorised access.

We really care about security. That's why we follow international best practices such as ISO:27001 and PCI-DSS when designing our technology infrastructure. These are the same standards used by major international banking and finance organisations, so you can be sure your data is safe with us. Your data is protected with:

  • Unauthorised access prevention
  • Resilient infrastructure
  • Data encryption
  • Active security monitoring
  • Data Centre security

Qantas Money app

Logging in

Yes. If your fingerprint is stored on your device, you can use it to log in to Qantas Money instead of entering your passcode. Go to Settings to activate Log in with Touch ID (iPhone) or Log in with fingerprint (Android).

Try these tips if you’re unable to log in with your fingerprint:

  • Go to Settings and check that the Log in with Touch ID (iPhone) or Log in with fingerprint (Android) switch is on.
  • Go to your device settings and check that your fingerprint is still stored on your device.
  • Remember to use the same fingerprint you have stored on your device to log in.

On the login screen, tap Forget me on this device - you’ll then be prompted to enter your Qantas Frequent Flyer login details and choose a new passcode.

To log out, simply go to Settings and tap Log out. If you want the app to forget your Qantas Frequent Flyer login details too, tap Forget me on this device on the login screen. We’ll automatically log you out when you minimise the app for more than 15 minutes or when you close the app.

Managing your finances

The Qantas Money app allows you to see all your accounts, all in one place.

  • Easily and securely connect all your different financial institutions and we’ll automatically keep your balances and transactions up-to-date.
  • See your spend organised into categories that reflect your lifestyle. Find out more about the Qantas Money app.

Contact details

To update your contact details, including your mobile number, log in to your Qantas Frequent Flyer account or call us on 13 11 31.

Connecting accounts

You can connect transaction, savings, credit card, home loan and investment accounts to Qantas Money.

We currently support 11 major Australian financial institutions. Let us know if the one you’re looking for isn’t available and we’ll look at adding it to Qantas Money in the future.

As each financial institution has different terms and conditions, please consider their terms and conditions before providing your online banking login details.

Qantas Money is a read-only app - this means that money can’t be transferred or withdrawn from your connected accounts using the app.

It can take up to 12 hours for us to import all your transactions. If they still haven’t appeared after this time, please contact us.

We'll automatically connect any new accounts you open with a financial institution you’ve already connected.

Go to Settings, tap the relevant financial institution and then choose which accounts to delete.

We’ll delete all balances and transactions for the account - and, if you delete all accounts from a financial institution, we’ll delete the online banking login details too.

If you want to connect an account again later, you’ll need to delete and then reconnect the financial institution, and you’ll lose any categories you’ve given your transactions.

Balances and transactions are updated automatically every day for most accounts. Go to Settings and tap the relevant financial institution to see when each account was last updated.

A pending transaction is one that hasn’t been fully processed by the financial institution. Note that the transaction amount is usually deducted from your available funds to ensure you have enough funds to process the transaction.

Financial institutions generally take 1-2 business days to process transactions so, for example, a transaction made on Saturday could be processed on the Tuesday. Some banks display the date the transaction was made and others display the date it was processed.

Security

Qantas Money is a read-only app and can’t be used to transfer or withdraw money. If you don’t recognise a transaction, please contact your financial institution immediately.

For suspicious Qantas Premier transactions, please call us immediately on 1300 772 900 anytime, 24 hours a day, 7 days a week.

Qantas Points

Tap Qantas Points on the home screen to see a breakdown of the points you’ve earned using your Qantas Premier credit card or through the app.

Visit the Qantas website to view your full points activity statement.

Your points balance is updated in real time from your Qantas Frequent Flyer profile. If you think you’re missing points, please call us on 1300 772 900, option 3.

When it's time to use your Qantas Points, there are thousands of rewards to choose from.

Find out more about using Qantas Points

Transaction categories

We automatically categorise your transactions so you can get instant insights into your spending patterns and identify where to save.

If it’s not quite right, you can easily change the category – and what’s more, over time, the app will learn from this for future transactions.

If you delete an account from the app and add it again later, you’ll lose any categories you’ve given your transactions - so why not use the account filter to hide the account instead?

Unfortunately, when you change a transaction category, it won’t be applied to past transactions, so you’ll need to do this manually.

Card Offers

General

My Card Offers are tailored to suit you, so not everyone will receive the same offers.

You need to have linked at least one Australian debit or credit Mastercard card to receive your card offers, and that card must have been used at least once. Even if your card is enrolled and has settled transactions, it could take up to 7 days from the time you enrol your card for your first round of card offers to appear.

My Card Offers may include offers from a range of brands from fashion, beauty, home, sport and leisure retailers, however bonus point offers will vary from week to week depending on the requirements of each retailer.

The terms of the bonus points offer is decided by the retailers on a case-by-case basis. Whether an offer is applicable to in-store only purchases, or for both in-store and online purchases is indicated in the individual offer details.

The offers you receive will be based on your spending history with your linked credit card/s. In some cases, this spend history might indicate that a card offer is well suited to you, when in fact it doesn't interest you. Please feel free to share your feedback through the website so we can continuously improve the service we offer.

Your list of offers will be grouped into ‘New’, ‘Active’ and ‘Earned’ tabs. New offers appear in the “New” list, and offers you have activated will appear under “Active”.

No, offers cannot be shared as they are tailored specifically for you.

Any conditions for an offer will be available by clicking on the 'Important Information' link for the offer you are interested in.

You can find the expiry date in the offer details.

As these Card Offers are designed to reward you on the go, they're best suited to view in the Qantas Money app, so you can view them as you shop. If you would like to see them in a web browser please go to mycardoffers.qantasmall.com and log into your Frequent Flyer account and look under My Card Offers.

Card Linking

Yes you can, however only Qantas Premier credit cards are automatically linked to your Qantas Frequent Flyer account for use with My Card Offers. To be able to use another Mastercard card with My Card Offers please link it to your Frequent Flyer account at mycardoffers.qantasmall.com.

Earning bonus Qantas Points

Your list of My Card Offers will be grouped into “New”, “Active’ and “Earned” tabs. If the offer of interest appears in the “Earned” tab, the required transaction has successfully been matched and you have qualified for the bonus Qantas Points. Please note there can be a delay of up to 30 days from the date of the transaction until points appear your activity statement.

The transaction may take a few days to go from pending to authorised within the relevant banking systems. We cannot award points for pending transactions as these may change or be cancelled. Please note transactions on public holidays and weekends are not processed by the banks until the following business day.

Missing Points

Once an offer has been activated and a qualifying purchase made using your Mastercard card that is linked to your Frequent Flyer account, it normally takes up to 30 days for the points to be credited. If you do not receive your points within this timeframe you can lodge a missing points claim by submitting a Contact Us form.

No, you must activate an offer first in order for our system to match your transaction to an offer and earn points.

No, you must use the Mastercard cards that you have linked to your Frequent Flyer account in order for our system to match your transaction to an offer and earn points.

Opt Out

To opt out of the service, you will need to visit mycardoffers.qantasmall.com, login to your account and click on Opt Out in the Card Preferences tab. Please note that opting out may take several days to be processed.

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

  1. Qantas Points earn
    You must be a Qantas Frequent Flyer member to be a Primary Cardholder. Qantas Frequent Flyer Membership and redemption of Qantas Points are subject to the Qantas Frequent Flyer terms and conditions. The Primary Cardholder will earn Qantas Points in accordance with the Qantas Premier Credit Card Rewards Terms and Conditions. For the definition of Eligible Transactions, Qantas Spend, and Earn Rates refer to the Qantas Premier Credit Card Rewards Terms and Conditions.

  2. Travel Insurance
    Complimentary Travel Insurance is issued and managed by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) of Level 38, 225 George Street, Sydney NSW 2000 under a Master Policy with Citigroup Pty Limited ABN: 88 004 325 080 AFSL No 238098 Citigroup Centre 2 Park Street Sydney NSW 2000, the issuer of your card. Exclusions apply: some limits and excess may apply. For full terms and conditions, see the Qantas Premier Credit Card Complimentary Travel Insurance Terms and Conditions.

  3. Companion fares
    The Qantas Premier Platinum credit card Primary Cardholder is entitled to a Companion Fare benefit once a year. Flights must be booked through Qantas Premier Concierge and paid in full at the time of booking using the primary cardholder’s Qantas Premier Platinum credit card. Discount applies to selected domestic flights only when two to nine passengers (including the Primary Cardholder) travel together on the same booking number, day and flight(s). For full terms and conditions, see the Qantas Premier Platinum Airline Benefit Terms and Conditions.

  4. Lounge invitations
    The Qantas Premier Platinum credit card Primary Cardholder is entitled to 2 single entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Premier Platinum Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions.

  5. Withdrawal limits & Mastercard locations
    Cash withdrawal limits, Fees and charges may apply. For further information on Mastercard locations, terms & conditions and information on the Tap & go feature see www.mastercard.com.

  6. Qantas Money app
    The Qantas Money app is owned and operated by Qantas and supported on iOS9+ and Android 6+. Apple, the Apple logo, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc.

  7. Get Away Interest Free for 6 Months
    The first Qantas Purchase on your account within 6 months of card approval will automatically convert to a 0% p.a. interest rate for 6 months from the date the transaction is processed. Any unpaid balance at the end of the 6 month period will revert to the variable annual percentage rate for retail purchases, currently 19.99%p.a. A Qantas Purchase under this Special Promotion is any of the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers; purchases from qantasstore.com.au, and qantasepiqure.com.au For the avoidance of doubt, purchases through qantasstore.com.au are not Qantas Purchases.