Qantas Premier Everyday credit card.
0% p.a. for 9 months on purchases.1

20,000 bonus Qantas Points.2

When you spend $3,000 within the first 90 days of card approval.

Offer ends 28 February 2019.

Earn uncapped Qantas Points every day

With the Qantas Premier Everyday credit card, there’s no limit to the number of Qantas Points you can earn
– points you could put towards a holiday.

Spend and earning comparison table

Spend

Earn

International spend6

1 Qantas Point per whole AU$1 equivalent

Domestic spend6 (up to and including AU$3,000 per statement period)

0.75 Qantas Points per whole AU$1

Domestic spend6 (over AU$3,000 per statement period)

0.4 Qantas Points per whole AU$1

Qantas Spend6

1 Additional Qantas Point per whole AU$1

What’s the annual fee?

Annual fees table

Primary Cardholder Annual fee8

$49.

Additional Cardholder fee8

$25 per additional card holder, per year.
Find out more

What are the interest rates?

What are the interest rates?

Retail Purchase Rate4

19.99% p.a. Special Offer - apply by 28 February 2019 for 0% p.a. (for the first 9 months).

Cash Advance Rate

21.99% p.a.

Interest free period7

up to 55 days (unless you have a Balance Transfer)

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

  1. New Qantas Premier Everyday credit cardholders only. For applications submitted by 28 February 2019. The 0% p.a. rate applies to Retail Purchases (excluding Cash Advances) for 9 months from account approval. At the end of the 9 month promotional period any outstanding Retail Purchase Balance in addition to and new Retail Purchases will attract variable Annual Percentage Rate for Retail Purchases, currently 19.99% p.a. The interest rates are current as at 30 October 2018. Offer may be withdrawn or extended at any time.

  2. Offer available for new Qantas Premier Everyday credit cardholders only. 20,000 bonus Qantas Points offer is available to new approved Qantas Premier Everyday credit card account holders who apply by 28 February 2019. 20,000 bonus Qantas Points will be awarded when $3,000 or more is spent within the first 90 days from card approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. Offer may be extended or withdrawn at any time.

  3. The Qantas Money app is owned and operated by Qantas and supported on iOS9+ and Android 6+.

  4. New Qantas Premier Everyday credit cardholders only. For applications submitted Apply by 28 February 2019. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 9 months. The 9 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. Excludes Balances transferred from other Citigroup Pty Ltd issued credit facilities. Please note that unless advertised otherwise, you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable ongoing purchase rate. Offer may be extended or withdrawn at any time.

  5. Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and is subject to the terms, conditions, excess, limits and exclusions set out in the Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and Citigroup Pty Limited ABN: 88 004 325 080 AFSL No: 238098 Citigroup Centre 2 Park Street Sydney NSW 2000, the issuer of your card.

  6. Earn rate for the Qantas Premier Everyday credit card: 1 Qantas Point per whole AU$1 equivalent on International Spend; 0.75 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$3,000 each Statement Period, 0.4 Qantas Points per whole AU$1 spent above AU$3,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. International Spend means any Eligible Transaction made in a currency other than Australian Dollars. Domestic Spend means any Eligible Transaction made in Australian Dollars irrespective of whether or not an international transaction fee was incurred on the transaction. Qantas Spend means the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, purchases from qantasshop.com.au, qantasstore.com.au and qantasepiqure.com.au. See Qantas Premier Credit Card Rewards Terms and Conditions. An eligible purchase is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. An Eligible Transaction is any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, government related transactions or transactions with semi-government entities or related services. An Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution. For full definitions, terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions.

  7. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

  8. The annual account keeping fee, currently $49, will be billed to your account on card activation for the first year, and on the anniversary of your card approval in subsequent years. An additional cardholder annual fee, currently $25, applies per additional cardholder. These fees are subject to change.