Existing Premier primary cardholders, please call us to change products.

Reverts to the Cash Advance Rate thereafter. No interest free days on new purchases while you have a Balance Transfer.3
New cardholders earn 3 bonus points on top of the standard earn-rate for every $1 spent on eligible purchases within 6 months of card approval, up to a total of 27,000 bonus points.1 Offer ends 30 June 2021.
Elevate the everyday
With the Qantas Premier Everyday credit card in your wallet, you’ll have access to these benefits.

Balance Transfer
0% p.a. for 12 months on Balance Transfers (reverts to cash advance rate thereafter). No interest free days apply to retail purchases while you have a Balance Transfer.3

Card offers
Make shopping more rewarding by activating offers to earn bonus Qantas Points5 when you shop at your favourite stores.

Travel insurance
Access medical emergency insurance cover of up to $1,000,000 as standard (exclusions apply), plus travel cancellation cover of up to $20,000 for travel booked using your card.4

Apple Pay
Make contactless, secure purchases in stores, in apps and on the web. Using Apple Pay is simple, and it works with the Apple devices you use every day.

Earn uncapped Qantas Points every day
With the Qantas Premier Everyday credit card, there's no limit to the number of Qantas Points you can earn – at home or overseas.6
1
Per whole AU$1 equivalent on International Spend6
0.75
Per whole AU$1 on Domestic Spend6 (up to and including $3,000 per statement period, then 0.4 points per whole AU$1 thereafter)
1
Additional per whole AU$1 on Qantas Spend7
What’s the annual fee?
Primary Cardholder Annual Fee1 | $49 |
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Additional Cardholder Fee1 | $25 per additional cardholder, per year. |
What are the interest rates?
Retail Purchase Rate | 19.99% p.a. |
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Cash Advance Rate | 21.99% p.a. |
Interest free period8 | Up to 55 days (unless you have a Balance Transfer) |
Balance Transfers | 0% p.a. for 12 months |
Ways to manage your credit card repayments

Balance Transfers
0% p.a. for 12 months on Balance Transfers (reverts to cash advance rate thereafter). No interest free days apply to retail purchases while you have a Balance Transfer.3

Statement Instalment Plans9
Pay off purchases on your statement in manageable monthly repayments at a special rate over a set term.

6 months interest free
Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Rewards Store and Qantas Wine.10
Help is always at hand
With access to millions of Mastercard11 locations worldwide and your dedicated concierge12, you can count on us whether you're at home or abroad.
Fraud protection
Feel safe with the built-in protection of Mastercard Zero Liability.13 You must take care to protect your card from theft or loss, and notify us immediately if your card is lost or stolen.
Dedicated concierge
Our Qantas Premier Concierge service is just a phone call away, anytime you need assistance – from restaurant reservations to travel bookings.12
Frequently asked questions
Find answers online to commonly asked questions about the Qantas Premier credit card. See the most common topics and more.
Apply
To apply for the Qantas Premier Everyday credit card you must:
- Be at least 18 years old
- Earn at least $35,000 per year
- Be a permanent Australian resident
- Have an Australian mobile and residential address
- Be a Qantas Frequent Flyer member
- Be a new primary cardholder
It should take about 10 minutes, you’ll need these handy:
- Driver licence or passport
- Employment and income details
- Loan and credit card repayments
Other cards you may be interested in
Important Information
Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.
All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.
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Offer available for new Qantas Premier Everyday credit cardholders only. Up to 27,000 bonus Qantas Points offer is available to new approved Qantas Premier Everyday credit card account holders who apply by 30 June 2021, 11:59pm (AEST). 3 bonus Qantas Points will be awarded per $1 spent on eligible purchases within 6 months of card approval, up to a total of 27,000 bonus Qantas Points. Eligible transactions do not include Cash Advances, Balance Transfers, Refunds, Chargebacks, Special Promotions, or any transactions which are subsequently refunded or disputed. Bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of making an eligible purchase. Any bonus Qantas Points will be forfeited if you no longer hold or close your Qantas Premier Everyday Credit Card Account before they appear in your Qantas Frequent Flyer Account. Please note that bonus Qantas Points will not be awarded if you are currently a primary cardholder of another Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium credit card, or have closed, or qualified for bonus Qantas Points on any of those Qantas Premier credit cards within the last 12 months. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good standing for bonus points to be awarded. Offer ends 30 June 2021.
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The standard annual fee, currently $49, will be billed to your account on card activation for the first year, and on the anniversary of your card approval in subsequent years. An additional cardholder annual fee, currently $25, applies per additional cardholder. These fees are subject to change.
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New Qantas Premier Everyday credit cardholders only. Apply by 30 June 2021, 11:59pm (AEST). Your total Balance Transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 12 months. The 12 month promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the Cash Advance Rate, currently 21.99% p.a. Excludes balances transferred from other Citigroup Pty Ltd issued credit facilities. You are not eligible for interest free days on retail purchases while you have a Balance Transfer on your account. This means while you have a balance transfer on your account, any further purchases will be charged daily interest at the applicable Retail Purchase Rate currently 19.99% p.a. Offer ends 30 June 2021. Before making a Balance Transfer consider the following important information.
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Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and is subject to the terms, conditions, excess, limits and exclusions set out in the Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and Citigroup Pty Limited ABN: 88 004 325 080 AFSL No: 238098 Citigroup Centre 2 Park Street Sydney NSW 2000, the issuer of your card.
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Participation in My Card Offers is subject to the My Card Offers Terms and Conditions.
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Earn rate for the Qantas Premier Everyday credit card: 1 Qantas Point per whole AU$1 equivalent on International Spend; 0.75 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$3,000 each Statement Period, 0.4 Qantas Points per whole AU$1 spent above AU$3,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. International Spend means any Eligible Transaction made with a merchant who tells us they are located in a country outside Australia. Domestic Spend means any Eligible Transaction made with a merchant who tells us they are located within Australia. Qantas Spend means the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, purchases from Qantas Rewards Store and Qantas Wine. See Qantas Premier Credit Card Rewards Terms and Conditions. An eligible purchase is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). For full definitions, terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions.
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‘Qantas Spend’ means Eligible Transactions made with the following merchants: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, purchases from Qantas Rewards Store and Qantas Wine. See Qantas Premier Credit Card Rewards Terms and Conditions. An eligible purchase is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). For full definitions, terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions.
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The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.
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Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing. Please refer to Section 5 of the Qantas Premier Credit Card Terms and Conditions for the instalment plan terms and conditions.
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The first Qantas Purchase on your account within 6 months of card approval will automatically convert to a 0% p.a. interest rate for 6 months from the date the transaction is processed. Any unpaid balance at the end of the 6 month period will revert to the variable annual percentage rate for retail purchases, currently 19.99%p.a. A Qantas Purchase under this Special Promotion is any of the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, purchases from Qantas Rewards Store and Qantas Wine. See Qantas Premier Credit Card Rewards Terms and Conditions. The maximum interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date and the 0% p.a. for 6 months Qantas Spend Promotion Ending Balance amount). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.
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Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Terms and conditions apply.
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Qantas Premier Concierge is a complimentary service available to the Primary Cardholder of a Qantas Premier credit card. Refer to the Qantas Premier Credit Card Rewards Terms and Conditions. Concierge Services provided by Aspire Lifestyles (Americas), Inc.
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Terms and conditions apply. Visit www.mastercard.com.
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In order to be eligible for the 100 bonus Qantas Points, customers must download and log into the Qantas Money app - ongoing offer. Points will be usually credited to the Qantas Frequent Flyer account up to 6 to 8 weeks after download and log in. If customers have downloaded and logged into the Qantas Money app prior to this period, they will not be eligible for the 100 bonus Qantas Points. In order to be eligible for the 200 bonus Qantas Points, customers must download and log into the Qantas Money app and connect at least one supported bank account - ongoing offer. Although most major banks are supported, there are some smaller institutions not currently available. The list of supported banks can be found by logging in to the Qantas Money app, clicking on settings and "Connect accounts". The full list of supported banks will display. Points will be usually credited to the Qantas Frequent Flyer account up to 6 to 8 weeks after connection. If customers have connected an account in the Qantas Money app before, they will not be eligible for the 200 bonus Qantas Points, as this is for new users only.