Card Angle Platinum
Qantas Premier Platinum
90K PTS1
DISCOUNTED FIRST YEAR ANNUAL FEE2

90K PTS

Bonus Qantas Points 1

$199

Annual fee in the first year2

0% P.A.

For 18 months on Balance Transfers

1% Balance Transfer fee applies. Reverts to Cash Advance Rate thereafter. Also keep in mind that no interest free days apply to retail purchases while you have a Balance Transfer.3

$199

Annual Fee in the first year2

New cardholders earn 90,000 bonus points by spending $3,500 or more on eligible purchases within 3 months of approval.1 Bonus Qantas Points not available if you’ve held a Qantas Premier credit card in the last 12 months.

Offer ends 28 February 2022.1

Platinum

Be rewarded with uncapped points potential

There’s no limit to the number of Qantas Points you can earn – at home or overseas.7

1.5

PTS

Per whole AU$1 on International Spend7

1

PT

Per whole AU$1 on Domestic Spend (up to AU$10,000 per statement period, then 0.5 points per whole AU$1 spent thereafter)7

1

PT

Additional point per whole AU$1 on selected Qantas products and services7

What is the annual fee?

Apply for a Qantas Premier credit card now and save on the first year’s annual fee.

Annual fees table

Primary Cardholder Annual Fee2

$299 per year. Special Offer - $199 annual fee for the first year, offer ends 28 February 2022.

Additional Cardholder Fee2

$50 per cardholder per year
Learn more

What are the interest rates?

What are the interest rates?

Retail Purchase Rate

19.99% p.a.

Cash Advance Rate

21.99% p.a.

Interest-free period8

Up to 55 days (no interest free days apply while you have a Balance Transfer)

Balance Transfers

0% p.a. for 18 months (1% Balance Transfer fee applies)3

Qmoney App

Download and log in to the Qantas Money App now to earn 100 bonus Qantas Points and earn another 200 bonus points when you connect your first account.14

Apply

To apply for the Qantas Premier Platinum credit card you must:

  • Be at least 18 years old
  • Earn at least $35,000 per year
  • Be a permanent Australian resident
  • Have an Australian mobile and residential address
  • Be a Qantas Frequent Flyer member
  • Be a new primary cardholder

It should take about 10 minutes, you’ll need these handy:

  • Driver licence or passport
  • Employment and income details
  • Loan and credit card repayments
Apply now

Existing Premier primary cardholders, please call us to change products.

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply. Please view the Target Market Determination (TMD) related to this product.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

  1. 90,000 bonus Qantas Points offer is available to new approved Qantas Premier Platinum credit card account holders who apply by 28 February 2022, 11:59pm (AEDT). 90,000 bonus Qantas Points will be awarded when $3,500 or more is spent on eligible purchases within 3 months from card approval. Eligible transactions do not include Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. Bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. Any bonus Qantas Points will be forfeited if you no longer hold or close your Qantas Premier Platinum Credit Card Account before they appear in your Qantas Frequent Flyer Account. Please note that the bonus Qantas Points will not be awarded if you are currently a primary cardholder of another Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium credit card, or have closed, or qualified for bonus Qantas Points on any of those Qantas Premier credit cards within the last 12 months. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good standing for bonus points to be awarded. Offer ends 28 February 2022.

  2. For applications submitted by 28 February 2022, 11:59pm (AEDT), you will be billed a discounted annual fee of $199 for the first year upon activation of your account. The standard annual fee, currently $299, will be billed each anniversary from card approval in subsequent years. An additional cardholder annual fee, currently $50, applies per additional cardholder. These fees are subject to change. Offer ends 28 February 2022.

  3. New Qantas Premier Platinum credit cardholders only. Apply by 28 February 2022, 11:59pm (AEDT). Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval, and the Balance Transfer fee for a period of 18 months. The Balance Transfer fee of 1% is charged once, is calculated on the amount transferred and is debited to your account the day after your Balance Transfer is processed. The 18 month promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance and Balance Transfer fee will revert to the variable Cash Advance Rate, currently 21.99% p.a. You are not eligible for interest free days on retail purchases while you have a Balance Transfer on your account. This means while you have a Balance Transfer on your account, any further purchases will be charged daily interest at the applicable Retail Purchase Rate currently 19.99% p.a. Offer ends 28 February 2022. Before making a Balance Transfer, consider the following important information.

  4. The Qantas Premier Platinum Primary Cardholders are entitled to 2 single entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Premier Credit Card Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions.

  5. The Qantas Premier Platinum Primary Cardholder is entitled to the Companion Fare benefit once per year. Discount applies to selected domestic flights only when two to nine passengers (including the Primary Cardholder) travel together on the same booking number, day and flight(s). Flights must be booked through Qantas Premier Concierge and paid in full at the time of booking using the primary cardholder's Qantas Premier Platinum credit card. For full terms and conditions, see Qantas Premier Credit Card Airline Benefits Terms and Conditions.

  6. Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and is subject to the terms, conditions, excess, limits and exclusions set out in the Qantas Premier Credit Card Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and Citigroup Pty Limited ABN: 88 004 325 080 AFSL No: 238098 Citigroup Centre 2 Park Street Sydney NSW 2000, the issuer of your card.

  7. Earn rate for the Qantas Premier Platinum credit card: 1.5 Qantas Point per whole AU$1 equivalent on International Spend; 1.0 Qantas Point per whole AU$1 on Domestic Spend up to and including AU$10,000 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$10,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. International Spend means any Eligible Transaction made with a merchant who tells us they are located in a country outside Australia. Domestic Spend means any Eligible Transaction made with a merchant who tells us they are located within Australia. Qantas Spend means the following Eligible Transactions when paying with Your Qantas Premier credit card: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents and processed with Qantas being identified by the card scheme as the relevant merchant; purchases of Qantas Frequent Flyer membership; purchases of Qantas Club membership, joining and annual fees; purchases made from Qantas Wine and at the Qantas Rewards Store. Please note, Qantas Spend excludes purchases other than those specified above; in particular, it does not include (but is not limited to) purchases made with Jetstar or Qantas Holidays or shopping.qantas.com. In addition, whether or not a transaction is Qantas Spend will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). For example, based on information provided by the merchant or the financial institution, flights booked through a travel agent may be processed as spend with the travel agency or its related entity rather than with Qantas. This means that the purchase would not be considered as 'Qantas Spend'. An eligible purchase is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). For full definitions, terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions.

  8. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

  9. Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing. Please refer to Section 5 of the Qantas Premier Credit Card Terms and Conditions for the instalment plan terms and conditions.

  10. The first Qantas Purchase on your account within 6 months of card approval will automatically convert to a 0% p.a. interest rate for 6 months from the date the transaction is processed. Any unpaid balance at the end of the 6 month period will revert to the variable annual percentage rate for retail purchases, currently 19.99% p.a. A Qantas Purchase under this Special Promotion is any of the following when paying with your Qantas Premier credit card: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents and processed with Qantas being identified to the card scheme as the relevant merchant; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, and purchases from the Qantas Rewards Store. This Special Promotion is only applicable to your first Qantas Purchase. Please note, Qantas Purchases for the purpose of this offer excludes purchases other than those specified above; in particular, it does not include (but is not limited to) purchases made with Jetstar or Qantas Holidays or shopping.qantas.com. In addition, whether or not a transaction is a Qantas Purchase for the purpose of this offer will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). For example, based on information provided by the merchant or the financial institution, flights booked through a travel agent may be processed as spend with the travel agency or its related entity rather than with Qantas. This means that the purchase would not be considered as a Qantas Purchase.

  11. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Terms and conditions apply.

  12. Qantas Premier Concierge is a complimentary service available to the Primary Cardholder of a Qantas Premier credit card. Refer to the Qantas Premier Credit Card Rewards Terms and Conditions. Concierge Services provided by Aspire Lifestyles (Americas), Inc.

  13. Terms and conditions apply. Visit www.mastercard.com.

  14. In order to be eligible for the 100 bonus Qantas Points, customers must download and log into the Qantas Money app - ongoing offer. Points will be usually credited to the Qantas Frequent Flyer account up to 6 to 8 weeks after download and log in. If customers have downloaded and logged into the Qantas Money app prior to this period, they will not be eligible for the 100 bonus Qantas Points. In order to be eligible for the 200 bonus Qantas Points, customers must download and log into the Qantas Money app and connect at least one supported bank account - ongoing offer. Although most major banks are supported, there are some smaller institutions not currently available. The list of supported banks can be found by logging in to the Qantas Money app, clicking on settings and "Connect accounts". The full list of supported banks will display. Points will be usually credited to the Qantas Frequent Flyer account up to 6 to 8 weeks after connection. If customers have connected an account in the Qantas Money app before, they will not be eligible for the 200 bonus Qantas Points, as this is for new users only.