Apply for the Qantas Premier Platinum credit card

20,000 bonus Qantas Points will be awarded each month when you spend $1,500 or more on eligible purchases per month, for a total of 120,000 points over the first 6 months8.

Enjoy a discounted fee of $199 in the first year and $299 p.a thereafter9.

Annual fees

Annual fees table

Annual Fee9

$299 per year

Additional card holder fee9

$50 per cardholder per year
Find out more

Interest rates

Interest rates table

Retail Purchase Rate

19.99% p.a.

Cash Advance Rate

21.99% p.a.

Interest-free period1

Up to 55 days

Balance Transfers10

0% p.a. for 18 months

Other fees

Other fees and charges comparison table

Fee type

Amount

When is this fee charged?

How can you avoid the fee?

Late payment fee2

$30

Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.

Make sure you pay your bill on time. Why not sign-up for Easi-Pay to pay your bill automatically by direct debit and never miss a payment?

Paper statement fee3

$2

For each statement we send you.

View your statements on the Qantas Money website or download the Qantas Money app.

International transaction fee5

3% of the transaction amount

When you make any purchase or cash advance in:

  • Foreign currency once converted to Australian dollars; and/or
  • Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain ATMs and merchants). The process of conversion and the exchange rates applied will be determined by the relevant ATM, merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant or ATM and You may have to check with the relevant merchant or ATM provider.

Note: It may also not always be clear that the merchant or its financial institution/payment processor is located or registered outside Australia.

Over-the-counter fee4

$2.50

When you make a cash, cheque or EFTPOS payment at an Australia Post outlet.

Domestic cash advance fee

Under $100 – $3
$100 or more – 3% of the transaction amount

When you withdraw cash from your account in Australia.

International cash advance fee6

$5

When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.

Dishonour fee7

$15

When a direct debit is dishonoured (debited at time of dishonour)

Make sure you have enough credit available to cover any direct debits from your account.

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.

To receive this offer you must start your application on or after 31 May 2019 and submit by 31 October 2019, 11:59pm (AEST). If you started an application before 31 May 2019 but have not submitted it, and wish to apply for this offer instead you need to wait until 1 July 2019 for your current application to expire before you can start a new application.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

  1. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

  2. $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account. Late fee is based on the payment posting date and allows for 1 grace day after the payment due date before being charged.

  3. To opt into paper statements, you need to call us on 1300 992 700. A $2 fee applies every time a paper statement is issued and sent to your physical mailing address.

  4. This fee will be billed to your account when you choose to make a payment at Australia Post.

  5. Applies to purchases and cash advances made in foreign currency using your Qantas Premier credit card.

  6. The international transaction fee applies in addition to the international cash advance fee.

  7. For each cheque or direct debit payment dishonour.

  8. Up to 120,000 bonus Qantas Points offer is available to new approved Qantas Premier Platinum credit card account holders who apply by 31 October 2019, 11:59pm (AEST). Please note that the 120,000 bonus Qantas Points will not be awarded if you as the primary cardholder currently hold a Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium credit card, or have closed, or qualified for bonus Qantas Points on any of those Qantas Premier credit cards within 12 months of an approved application. 20,000 Qantas Points will be awarded each month for the first 6 months following card approval, when $1,500 or more is spent on eligible purchases that month. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. The bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria for that month. Points will be forfeited if you close your Credit Card Account before they appear in your Qantas Frequent Flyer Account. If the spend criteria is not met for any of the individual months during the first 6 months, 20,000 bonus Qantas Points will not be awarded for that month. This offer is only available for the first 6 months from account approval. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good standing for bonus points to be awarded. Offer may be extended or withdrawn at any time.

  9. For applications submitted by 31 October 2019, 11:59pm (AEST) you will be billed a discounted annual fee of $199 for the first year upon activation of your account. The standard annual fee, currently $299, will be billed each anniversary from card approval in subsequent years. An additional cardholder annual fee, currently $50, applies per additional cardholder. These fees are subject to change.

  10. New Qantas Premier Platinum credit cardholders only. Apply by 31 October 2019, 11:59pm (AEST). Your total Balance Transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 18 months. The 18 month promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the variable Cash Advance Rate, currently 21.99% p.a. Excludes balances transferred from other Citigroup issued credit facilities. You are not eligible for interest free days on retail purchases while you have a Balance Transfer on your account.This means while you have a balance transfer on your account, any further purchases will be charged daily interest at the applicable Retail Purchase Rate currently 19.99% p.a. Offer may be extended or withdrawn at any time. Before making a Balance Transfer, consider the following important information.