Qantas Money Everyday
8k PTS
Bonus Qantas Points1
$99
Low annual fee2
0% p.a.
For 12 months on Balance Transfers. 3% Balance Transfer fee applies. Reverts to the Cash Advance Rate after 12 months.3
Receive 8,000 bonus Qantas Points when $3,000 or more is spent on eligible purchases within 90 days from card approval.1
Elevate the everyday
With the Qantas Money Everyday credit card in your wallet, you’ll have access to these benefits.
Balance Transfers
0% p.a. for 12 months on Balance Transfers. A 3% Balance Transfer fee applies. Reverts to Cash Advance rate after 12 months.3
Card offers
Make shopping more rewarding by activating offers to earn bonus Qantas Points4 when you shop at your favourite stores.
Complimentary Travel Insurance
Access overseas medical emergency insurance cover of up to $1,000,000 (exclusions apply), plus trip cancellation cover of up to $20,000 for travel booked using your card.5
Compatible with digital wallets
Make safe and contactless payments using Apple Pay & Google Pay. Just load the card to your digital wallet, tap and go.
Earn uncapped Qantas Points every day
With the Qantas Money Everyday credit card, there's no limit to the number of Qantas Points you can earn – at home or overseas.6
1
Per whole AU$1 equivalent on International Spend6
0.75
Per whole AU$1 on Domestic Spend6 (up to and including $3,000 per statement period, then 0.4 points per whole AU$1 thereafter)
1
Additional per whole AU$1 on Qantas Spend6
What’s the annual fee?
Primary Cardholder Annual Fee2 | $99 |
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What are the interest rates?
Retail Purchase Rate | 20.99% p.a. |
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Cash Advance Rate | 21.99% p.a. |
Interest free period7 | Up to 44 days |
Balance Transfers3 | 0% p.a. for 12 months, with a 3% Balance Transfer fee. Reverts to Cash Advance rate after 12 months. |
Ways to manage your credit card repayments
Help is always at hand
With access to millions of Mastercard8 locations worldwide and your dedicated concierge10, you can count on us whether you're at home or abroad.
Fraud protection
Feel safe with the built-in protection of Mastercard Zero Liability.9 You must take care to protect your card from theft or loss, and notify us immediately if your card is lost or stolen.
Dedicated concierge
Our Qantas Money Credit Card Concierge service is just a phone call away, anytime you need assistance.10
Frequently asked questions
Find answers online to commonly asked questions about Qantas Money credit cards. See the most common topics and more.
Download the Qantas Money Credit Cards App today.
Apply
To apply for the Qantas Money Everyday Credit Card you must:
- Earn a recommended minimum income of $35,000 per year
- Be at least 18 years old
- Be a permanent Australian resident
- Have an Australian mobile and residential address
- Be a Qantas Frequent Flyer member
- Be a new primary cardholder
It should take about 10 minutes, you’ll need these handy:
- Australian passport
- Foreign passport
- Australian Driver Licence
If you do not hold a standard form of personal identification, please call us on 1300 992 700.
Existing Qantas Money Credit Card primary cardholders, please call us to change products.
- In AustraliaCALL: 1300 992 700
1300 992 700 - OverseasCALL: +61 2 8222 2569(Carrier charges may apply)+61 2 8222 2569
1300 992 700Other cards you may be interested in
Important Information
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901.
To view the respective Target Market Determination (TMD) related to these products, please visit the TMD page.
All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply. As part of your application, we will conduct a credit check, which may include a review of your credit history and rating. Making multiple applications in a short period could negatively affect your score and approval chances.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.
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Offer commenced 01 May 2025. To be eligible for 8,000 bonus Qantas Points, you must apply for a new Qantas Money Everyday Card before the offer is withdrawn. 8,000 bonus Qantas Points will be awarded when $3,000 or more is spent on eligible purchases within 90 days of card approval. Eligible purchases must be processed and charged to your account in the first 90 days from the account approval. Eligible purchases do not include: Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. This offer cannot be combined with any other Qantas branded credit card offer. Bonus Qantas Points will ordinarily be credited within 2 months of meeting the spend criteria. Any bonus Qantas Points will be forfeited if you no longer hold or close your Qantas Money Platinum Credit Card Account before they appear in your Qantas Frequent Flyer Account. This offer is not available when closing or transferring from another Qantas branded credit card account or in conjunction with any other Qantas branded credit card offer. All rewards are subject to the Qantas Money Credit Card Rewards Terms and Conditions. Your account needs to be in good standing (for example - your account is not in default, suspended or closed) for bonus points to be awarded. Offer may be varied or withdrawn at any time.
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The standard annual fee, currently $99, will be debited to your Account on the last day of the Statement Period in which first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) occurs and then each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. These fees are subject to change.
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Offer commenced 8 September 2025. New Qantas Money Everyday credit cardholders only. Your total Balance Transfers may not exceed 80% of your credit limit. Before making a Balance Transfer consider the following important information: The 0% p.a. interest rate applies to balances transferred, and the balance transfer fee, for a period of 12 months. The 12 month promotional period commences once the Balance Transfer is processed. The balance transfer fee is 3% of the balance transferred and will be added to your outstanding balance on the day or the day after your balance transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance, and the balance transfer fee, will revert to the Cash Advance Rate, currently 21.99% p.a. For important information to consider before taking up a Balance Transfer, please click here. Offer may be varied or withdrawn at any time.
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Participation in My Card Offers is subject to the My Card Offers Terms and Conditions.
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Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) ("Chubb") and is subject to the terms, conditions, excess, limits and exclusions set out in the Qantas Money Credit Card Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), the issuer of your card. Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this insurance is right for you, please read the Qantas Money Credit Card Complimentary Travel Insurance Terms and Conditions. NAB does not guarantee this insurance.
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Earn rate for the Qantas Money Everyday credit card: 1 Qantas Point per whole AU$1 equivalent on International Spend; 0.75 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$3,000 each Statement Period, 0.4 Qantas Points per whole AU$1 spent above AU$3,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. Eligible purchases are Eligible Transactions for Domestic Spend, International Spend and Qantas Spend as defined in Qantas Money Credit Card Rewards Terms and Conditions found at www.qantasmoney.com/terms-and-forms.
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The interest free period applies to Retail Purchases when you pay the Interest Free Days Payment in full by the Payment Due Date.
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Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing (For example - your account is not in default, suspended or closed). Please refer to Section 5 of the Qantas Money Credit Card Terms and Conditions for the instalment plan terms and conditions.
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Visit Mastercard for terms and conditions of their fraud protection policy.
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Qantas Money Credit Card Concierge is a complimentary service available to the Primary Cardholder of a Qantas Money credit card. Refer to the Qantas Money Credit Card Rewards Terms and Conditions. Concierge Services is provided by Mastercard® Travel & Lifestyle Services. Mastercard® Travel & Lifestyle Services are provided by Ten Lifestyle Management Limited.
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The Qantas Money Credit Cards App is owned and operated by NAB and supported on iOS15+ and Android 10+