Fees and rates

Apply for the Qantas Premier Everyday credit card

New cardholders earn 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus points.9

Offer extended to 27 July 2022.

Annual fees

Annual fees table

Primary Cardholder Fee8


Additional Cardholder Fee8

$25 per cardholder per year Find out more

Interest rates

Interest rates table

Retail Purchase Rate

19.99% p.a.

Cash Advance Rate

21.99% p.a.

Interest-free period3

Up to 55 days

Balance Transfers10

0% p.a. for 12 months

Other fees

Other fees and charges comparison table

Fee type


When is this fee charged?

How can you avoid the fee?

Late payment fee5


Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.

Make sure you pay your bill on time. Why not sign-up for Easi-Pay to pay your bill automatically by direct debit and never miss a payment?

Paper statement fee6


For each statement we send you.

View your statements on the Qantas Money website or download the Qantas Money app.

International transaction fee7

3% of the transaction amount

When you make any purchase or cash advance in:

  • Foreign currency once converted to Australian dollars; and/or
  • Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain ATMs and merchants). The process of conversion and the exchange rates applied will be determined by the relevant ATM, merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant or ATM and You may have to check with the relevant merchant or ATM provider.

Note: It may also not always be clear that the merchant or its financial institution/payment processor is located or registered outside Australia.

Over-the-counter fee8


When you make a cash, cheque or EFTPOS payment at an Australia Post outlet.

Domestic cash advance fee

Under $100 – $3
$100 or more – 3% of the transaction amount

When you withdraw cash from your account in Australia.

International cash advance fee9


When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.

Dishonour fee10


When a direct debit is dishonoured (debited at time of dishonour)

Make sure you have enough credit available to cover any direct debits from your account.

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

Important note: The product you are applying for is currently issued by Citigroup Pty Ltd (ABN 88 044 325 080, AFSL and Australian Credit Licence 238098) (Citigroup). Citigroup has reached an agreement with National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (NAB) for the sale of Citigroup’s Australian consumer business to NAB. Subject to regulatory approval and if your application is approved, the product you are applying for will be issued by NAB from the date of completion of the transaction, which is expected to be 1 June 2022. The features and benefits of the product you have applied for will not change as an immediate result of the acquisition by NAB.

To view the respective Target Market Determination (TMD) related to these products, please visit the TMD page.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.