Fees and rates

Apply for the Qantas Premier Everyday credit card

New cardholders earn 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus points.9

Offer extended to 26 October 2022.

Annual fees

Annual fees table

Primary Cardholder Fee8

$49

Additional Cardholder Fee8

$25 per cardholder per year Find out more

Interest rates

Interest rates table

Retail Purchase Rate

19.99% p.a.

Cash Advance Rate

21.99% p.a.

Interest-free period3

Up to 55 days

Balance Transfers10

0% p.a. for 12 months

Other fees

Other fees and charges comparison table

Fee type

Amount

When is this fee charged?

How can you avoid the fee?

Late payment fee5

$30

Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.

Make sure you pay your bill on time. Why not sign-up for Easi-Pay to pay your bill automatically by direct debit and never miss a payment?

Paper statement fee6

$2

For each statement we send you.

View your statements on the Qantas Money website or download the Qantas Money app.

International transaction fee7

3% of the transaction amount

When you make any purchase or cash advance in:

  • Foreign currency once converted to Australian dollars; and/or
  • Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain ATMs and merchants). The process of conversion and the exchange rates applied will be determined by the relevant ATM, merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant or ATM and You may have to check with the relevant merchant or ATM provider.

Note: It may also not always be clear that the merchant or its financial institution/payment processor is located or registered outside Australia.

Over-the-counter fee8

$2.50

When you make a cash, cheque or EFTPOS payment at an Australia Post outlet.

Domestic cash advance fee

Under $100 – $3
$100 or more – 3% of the transaction amount

When you withdraw cash from your account in Australia.

International cash advance fee9

$5

When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.

Dishonour fee10

$15

When a direct debit is dishonoured (debited at time of dishonour)

Make sure you have enough credit available to cover any direct debits from your account.

Important Information

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the Credit Provider and Issuer of Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the products.

To view the respective Target Market Determination (TMD) related to these products, please visit the TMD page.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.