Qantas Money Platinum

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1. Offer commenced 8 September 2025. To be eligible for up to 100,000 bonus Qantas Points, you must apply for a new Qantas Money Platinum Card before the offer is withdrawn. 60,000 Qantas Points will be awarded when $5,000 or more is spent on eligible purchases within 90 days from card approval. Eligible purchases must be processed and charged to your account in the first 90 days from the account approval. Eligible purchases do not include Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. An additional 40,000 bonus Qantas Points offer is available to approved cardholders who have met the criteria for the 60,000 bonus points and have not earned Qantas Points on a credit or charge card into their Qantas Frequent Flyer account within the previous 24 months from card application (limited to one per Qantas Frequent Flyer or Qantas Business Rewards member only). Members are not eligible for more than one first-time Qantas Points earning credit cardholder bonus within the last 24 months. In the event of multiple new cardholder Bonus Points offers in the market for the same offer period, eligible members will be provided with the highest bonus points offer. This offer cannot be combined with any other Qantas branded credit card offer. Bonus Qantas Points will ordinarily be credited within 2 months of meeting the spend criteria. Any bonus Qantas Points will be forfeited if you no longer hold or close your Qantas Money Platinum Credit Card Account before they appear in your Qantas Frequent Flyer Account. All rewards are subject to the Qantas Money Credit Card Rewards Terms and Conditions. The account needs to be in good standing (for example - your account is not in default, suspended or closed) for bonus points to be awarded. Offer may be varied or withdrawn at any time.

2. Offer commenced 8 September 2025. A discounted annual fee of $349 applies if the first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) is within 12 months from the day we approve your Account. Otherwise, the standard annual fee, currently $399 will apply for the first annual fee. After that, the standard annual fee, currently $399, will be debited each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. An additional cardholder annual fee, currently $50, applies per additional cardholder. These fees are subject to change.

3. Offer commenced 8 September 2025. New Qantas Money Platinum credit cardholders only. Your total balance transfers may not exceed 80% of your credit limit. Before making a Balance Transfer consider the following important information: the 0% p.a. interest rate applies to balances transferred and the balance transfer fee, for a period of 12 months. The 12 month promotional period commences once the Balance Transfer is processed. The balance transfer fee is 3% of the balance transferred and will be added to your outstanding balance on the day or the day after your balance transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance, and the balance transfer fee, will revert to the variable Cash Advance Rate, currently 21.99% p.a. For important information to consider before taking up a Balance Transfer, please click here. Offer may be varied or withdrawn at any time.

4. Qantas Money Platinum Primary Cardholders are entitled to 2 single-entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Money Platinum Credit Card Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions.

5. The Qantas Money Platinum Primary Cardholder is entitled to the Companion Fare benefit once per Anniversary Year. A discount applies on the base fares (excluding taxes, fees and carrier charges) of selected domestic flights for the primary cardholder and between one and eight others, travelling together on the same booking number, date and flight(s). The Companion Fare Benefit is not available on flights that form part of a Multi-City Flight Itinerary or Mixed-Class Flight Itineraries. For the avoidance of doubt, all flights and/or segments of the booking must be Qantas or QantasLink operated. Flight numbers that start with “QF” does not mean flights are operated by Qantas or QantasLink. Flights must be booked through the booking portal available via Your Online Access and must be paid for in full using the primary cardholder’s Qantas Money Platinum credit card. For full terms and conditions, see Qantas Money Platinum Credit Card Airline Benefits Terms and Conditions.

6. Earn rate for the Qantas Money Platinum credit card: 1.5 Qantas Point per whole AU$1 equivalent on International Spend; 1.0 Qantas Point per whole AU$1 on Domestic Spend up to and including AU$10,000 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$10,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. Eligible purchases are Eligible Transactions for Domestic Spend, International Spend and Qantas Spend as defined in Qantas Money Credit Card Rewards Terms and Conditions found at www.qantasmoney.com/terms-and-forms.

7. The interest free period applies to Retail Purchases when you pay the Interest Free Days Payment in full by the Payment Due Date.

8. Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing (For example - your account is not in default, suspended or closed). Please refer to Section 5 of the Qantas Money Credit Card Terms and Conditions for the instalment plan terms and conditions.

9. Visit Mastercard for terms and conditions of their fraud protection policy.

10. Mastercard offers ID Theft Protection^TM as serviced by a third party, Generali Global Assistance (GGA). Please read T&Cs at https://mastercardaunz.idprotectiononline.com/general/legal/terms-and-conditions. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Terms and conditions apply.

11. Qantas Money Credit Card Concierge is a complimentary service available to the Primary Cardholder of a Qantas Money credit card. Refer to the Qantas Money Credit Card Rewards Terms and Conditions. Concierge Services is provided by Mastercard® Travel & Lifestyle Services. Mastercard® Travel & Lifestyle Services are provided by Ten Lifestyle Management Limited.

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