What are the benefits of setting up a Transaction Instalment Plan?
Flexible monthly instalments
Break up your retail purchases into smaller, manageable payments – tailored to what you can afford each month.
Access a discounted interest rate
Lock in a lower interest rate compared to the standard Retail Purchase Rate.
No fees for paying earlier
You can make additional repayments, or choose to pay off the instalment plan at any time, at no extra charge.
Keep your interest-free days
An interest free period will apply to your Retail Purchase Balance when you pay the Interest Free Days Payment displayed on your statement by the Payment Due Date.
How it works.
Choose which Qantas Money Credit Card purchases you'd like to convert
into smaller, manageable payments such as:
Holiday bookings - (flights and accommodation)
Bills
School fees
Retail transactions that haven't appeared on your statement yet
Open the Qantas Money Credit Cards App2
then head to "Instalment Plans", then "Set up instalment plans".
Select "Set up transaction instalment plan"
then choose the purchases you'd like to convert into a plan.
Choose a repayment term that works for you.
Follow the prompts
to confirm and convert your purchases into an instalment plan.
Making your payments simple.
Your instalment amount will be automatically included in the minimum payment due on your statement.
Frequently asked questions
You can repay the monthly instalment in a similar way to how you pay your credit card bill. Note that the monthly instalment is included in your Minimum Payment Due in your statement.2
During the cycle in which the instalment plan is set up, you will be charged an initial interest charge or the once-off setup fee which will be included in the Minimum Payment Due on your next statement. Subsequent statements will include an instalment for each month of the term.
You can pay off your instalment plan at any time without early repayment fees. Simply call us on 1300 992 700 (or +61 2 8222 2569 if you're calling from overseas).
Download the Qantas Money Credit Cards App today.2
