What are the benefits of setting up a Transaction Instalment Plan?
Flexible monthly instalments
Break up your retail purchases into smaller, manageable payments – tailored to what you can afford each month.
Repay the instalment plan with no interest
It allows you to lock in 0% p.a. for the amount converted for the term of the instalment plan. Simply pay a one-off set up fee.
No ongoing fees after set up
Only pay a one-off set up fee. You won’t be charged extra fees to manage your plan or to pay it off early.
Keep your interest-free days
The interest free period applies when you pay the Interest Free Days Payment amount displayed on your statement by the Payment Due Date (excluding any Instalment Plan balance which isn’t due for payment by that Payment Due Date). No interest free period is available on Cash Advances or Balance Transfers.
How it works.
Choose which Qantas Money Credit Card purchases you'd like to convert
into smaller, manageable payments for purchases like:
Holiday bookings - (flights and accommodation)
Bills
School fees
Retail transactions that haven't appeared on your statement yet
Open the Qantas Money Credit Cards App3
then head to "Instalment Plans", then "Set up instalment plans".
Select "Set up transaction instalment plan"
then choose the purchases you'd like to convert into a plan.
Choose a repayment term that works for you.
A one-off set-up fee will be charged to your Qantas Money Credit Card.
Follow the prompts
to confirm and convert your purchases into an instalment plan.
Making your payments simple.
Your instalment amount will be automatically included in the minimum payment due on your statement.
How to get started
- Spend using your Qantas Money credit card. Examples: Bills and rates, groceries, flights and holidays, or school fees.
- Open the Qantas Money Credit Cards App3 and head to "Instalment Plans", then "Set up an instalment plan".
- Select "Set up transaction instalment plan" (if available) and then select your retail purchases to include in the plan.
- Choose a repayment term that works for you and the one-off set up fee that will be charged to the card.
- Follow the prompts to confirm and convert your purchase/s into an instalment plan.
- Repay your monthly instalments per the schedule. The minimum payment due on your statement will include the instalment amount.
Manage your instalment plan
- To view or cancel your active instalment plans, simply visit the 'Instalment Plan' tab on your home screen.
Set up and manage
- Set up an instalment plan:
- Log in to the Qantas Money Credit Cards App and select 'Instalment Plans'.
- Tap on 'View Instalment plans' under the 'Set up instalment plans' section and follow the prompts to set up your plan.
Frequently asked questions
You can repay the monthly instalment in a similar way to how you pay your credit card bill. Note that the monthly instalment is included in your Minimum Payment Due in your statement.2
During the cycle in which the instalment plan is set up, you will be charged an initial interest charge or the once-off setup fee which will be included in the Minimum Payment Due on your next statement. Subsequent statements will include an instalment for each month of the term.
You can pay off your instalment plan at any time without early repayment fees. Simply call us on 1300 992 700 (or +61 2 8222 2569 if you're calling from overseas).
