Qantas Money Home Loans

Home loan interest is calculated based on the principal amount of the loan and the interest rate. Learn how to calculate interest on a home loan.

Refinancing is the process of replacing your current home loan with a new one. It's an opportunity to get a better deal, which can help you lower your repayments, save on interest, or access the equity you've built up in your home.

LMI is an insurance policy that protects a lender against financial loss in the event of a borrower defaulting on their home loan. While the borrower pays for the insurance, it is for the lender's protection, not the borrower's.

It is important to understand the Loan-to-Value Ratio (LVR) as it is crucial for anyone exploring home loans, as it directly influences your eligibility, the cost of your loan, and the terms you are offered.

Understand the key aspects of a home loan deposit in Australia, including how to calculate it, the associated costs, and the benefits of saving a larger amount.

If you’ve been researching home loans, you may have seen something called a ‘redraw facility’. It can be a great feature to have on your home loan, but what exactly is it? Read on to find out.

What is Comprehensive Credit Reporting (CCR), and how does it impact your home loan application? Read on to find out.

Is an offset account covered under the Financial Claims Scheme? Do offset accounts also have interest rates? We explain how it all works.

Here we explain what interest rates are, how they are set, and how they affect you.

As the name implies, variable home loan rates can change. Here we explain why this happens and how it affects your home loan repayments.

Getting a home loan is only the first step. You then have to make sure you keep an eye on home loan interest rates, so you can switch when it makes good financial sense.

Not sure what happens when it comes to settlement? Read on to find out all about what to expect.