Qantas Money Home Loans

Understand the key aspects of a home loan deposit in Australia, including how to calculate it, the associated costs, and the benefits of saving a larger amount.

It is important to understand the Loan-to-Value Ratio (LVR) as it is crucial for anyone exploring home loans, as it directly influences your eligibility, the cost of your loan, and the terms you are offered.

LMI and an LPF are one-off fees paid to  help protect a lender against financial loss in the event of a borrower defaulting on their home loan. While the borrower pays the fee, it is for the lender's protection, not the borrower's.

Refinancing is the process of replacing your current home loan with a new one. It's an opportunity to get a better deal, which can help you lower your repayments, save on interest, or access the equity you've built up in your home.

Home loan interest is calculated based on the principal amount of the loan and the interest rate. Learn how to calculate interest on a home loan.

What you need to know about credit scores. What affects them, and what you can do to improve yours.

With all the options out there, deciding which home loan is the right one for you can be confusing. Here, we try to help make it a little simpler by explaining the type of home loans available to you.

Ever wondered how home loan interest rates are calculated? Here we explain how they are set, and how they affect the amount you repay.

Refinancing your home loan can be a great way to lower repayments and save some money. But how does it all work? Here we explain the process.

One of the biggest decisions you’ll have to make when choosing a home loan is whether to go with a fixed or a variable rate loan. Here we discuss the pros and cons of each so you can decide which is the right home loan for you.

If you’ve been researching home loans, you may have seen something called a ‘redraw facility’. It can be a helpful feature to have on your home loan, but what exactly is it? Read on to find out.

When searching for your dream home or next investment property, it's good to know how much you can borrow. This guide looks at this handy part of the home-buying process.