How much could I borrow?
Enter your income and expenses to estimate how much you may be able to borrow for a home loan.
Important to know
There are a lot of different factors that go into calculating how much you can borrow for a home loan. We’ve designed our borrowing calculator to be a faster and simpler way to get an estimated answer. Every lender has their own way of calculating borrowing power so you might get different results with other home loan calculators. Our home loan borrowing calculator takes into account the type of loan you’re applying for, your income, and your expenses to give you an idea of how much you can expect to be able to borrow.
How this borrowing calculator works
The results are not advice on how much you can or should borrow, which product you should choose, the product features or options, or about making extra payments.
The ranges of rates, terms and loan amounts in the calculator may not be available for products offered by us or other credit providers. Credit providers have different credit criteria and there may be other factors which affect whether you qualify for credit and the amount you could borrow. The results assume regular scheduled payments and that the interest rate does not change, and do not include any discount period. Interest rates are subject to change except during a fixed rate period.
The rates and repayment amounts do not include any monthly service fees or lenders mortgage insurance if applicable. You will receive a formal assessment when you begin an application, and enter the specifics of the property, your loan type, personal details and your financials. Find out more about our eligibility criteria here.
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Need any help?
Our Home Loan experts are happy to help with your application 7 days a week.
New customers, Monday to Friday: 9:00am to 7:30pm. Weekends: 10:00am to 6:00pm (AEDT)
Existing customers, Monday to Friday: 8:30am to 8:30pm. Saturday: 9:30am to 4:30pm (AEDT)