Refinance home loan calculator
Find out how much you could save by refinancing with
Qantas Money Home Loans
Important to know
This refinance calculator is a guide only, and gives you an estimate of how much interest you could save by refinancing with Qantas Money Home Loans, based on the Qantas Money Home Loan type selected for comparison, and the loan amount and loan term you entered. You will receive a formal assessment when you begin an application, and enter the specifics of the property, your loan type (including whether or not you select an offset account), personal details and your financials.
How this refinance calculator works
We estimate how much you could save in principal and interest repayments periodically if you were to refinance from your current rate, to the rate for the home loan you select, over a 30-year loan term. The interest savings amount will be higher initially and then reduce as your principal loan amount reduces.
We assume that the monthly savings made from refinancing with us (as explained above) are paid back into the loan at the end of each repayment period, and that both rates (your existing home loan rate and the new Qantas Money Home Loan rate, even if it’s fixed) will not change over the 30-year loan term.
We estimate how much sooner your new home loan could be paid off compared to your existing loan (assuming you’re making principal and interest repayments). This calculation is based on the loan amount and rate you provided and assumes you pay your monthly saving back into your loan at the end of each repayment period. Also that you would have continued to make only the required repayments had you not refinanced with us. We assume both rates (your existing home loan rate and the new home loan rate, even if it’s fixed) will not change over the 30-year loan term.
Get a more rewarding home loan and earn 100,000 points every year
Need any help?
Our Home Loan experts are happy to help with your application 7 days a week.
New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)
Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)