All Categories > Frequently asked questions > Considering a home loan > I'm self-employed, can I apply for a Qantas Money Home Loan?

I'm self-employed, can I apply for a Qantas Money Home Loan?

Yes, you can. Simply follow our standard application process.

To be eligible, you’ll need to:

provide your registered ABN;
have been self-employed for at least 2 years;
provide your most recent business tax return AND your most recent personal tax return together with the notice of assessment;
be registered for GST If your turnover is more than $75,000p.a.;
have a good credit history; and
meet our standard eligibility criteria.

The only difference as a self-employed person compared to a PAYG customer, is that we won’t be able to instantly validate your income by linking your bank accounts.

Instead, you will need to upload your business financial statements and tax returns as well as your personal tax returns and notice of assessment, and our credit assessors review them to assess your application. This process will take more time, but we can still get you an answer sooner than your average lender because we’re only checking the details that could not be verified by linking your accounts.

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