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How do I submit a joint application?

You can use our standard application process, then simply follow the prompts for a joint application. 

There are a few points to consider when making a joint application: 

  • You both need to be Australian citizens or permanent residents.
  • You both need to have ID details ready (such as Driver Licence, Passport or Medicare numbers).
  • You both need to be Qantas Frequent Flyer members and have your membership numbers ready to add during the application process. Not a member? Join free here or create an account with one click during the application. 
  • We can’t consider loans involving guarantors.
  • You both, separately, need to provide details of your individual incomes, assets, and liabilities. We will ask the primary applicant first, and the secondary applicant afterwards.
  • You both, if living together, need to provide a considered estimate of your combined expenses. If you live in separate households, you will be asked to estimate expenses for your household.
  • You both, separately, need to provide evidence of your financial position by securely linking your bank accounts, so we can access read-only copies of your bank statements. Or, you can manually upload copies of your statements.
  • You both, separately, need to disclose the dependents you support. We'll ask the primary applicant to include dependents they support jointly with you as well as any they support independently without you. If you're the secondary applicant, you'll only need to disclose any dependents you support independently – joint dependents will have already been disclosed by the primary applicant.

Have any questions? Our Qantas Money Home Loan experts will be happy to help. Contact us before you apply.

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