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Can I make changes to my loan?

Yes, you can make changes to your Qantas Money Home Loan. 

Changing loan type

Switching from a variable loan to a fixed rate is easy. Keep in mind however, that there will be a variation fee to do this. View our fees and charges here

Switching from a fixed rate during the fixed term is a little more complex. There will be break costs associated that are specific to your loan, and these can be expensive. If you would like to understand more about these costs, please feel free to give us a call on 1300 992 700.

If you would like to switch loan types, or would like more information on switching, please call us on 1300 992 700 or email We’ll be happy to help. 

Adding or removing an offset account

If, after getting your home loan, you decide that you’d like an offset account, you can add one to your existing home loan for a fee of $150. If you are on a fixed rate, an additional break cost will also apply. Removing an offset account from your existing home loan will also incur a $150 fee.

To add or remove an offset account, call us on 1300 992 700 or email and we’ll be happy to help. 

Want to know more about offset accounts? Visit our ‘Types of home loans and features’ FAQ section to learn more.  

Buying another home

Want to buy another home with Qantas Money? Use our quick and easy online application. Loans for additional properties will also be eligible for Qantas Points every year, giving you even more opportunities to discover new destinations, year after year. 

Increasing your loan amount

Call us on 1300 992 700; or email us at and we’ll review your information to see if you can increase your home loan amount.

Leaving us?

If you decide to end your Qantas Money Home Loan, please call us on 1300 992 700 so we can understand if there's anything we can do to help. If you decide to go ahead with ending your loan, we’ll of course assist you in doing that. Alternatively, you can access our form to end your loan here and return it to Adelaide Bank at the email supplied.

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