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Can I make changes to my loan?

Yes, you can make changes to your Qantas Money Home Loan.

Changing loan type

Switching from a variable loan to a fixed rate is easy. Keep in mind that there will be a variation fee to do this. View our fees and charges here.

Switching from a fixed rate during the fixed term is a little more complex. There can be break costs associated that are specific to your loan, and these can be expensive.

If you would like to switch loan types, would like more information on switching, or would like to understand more about the costs involved, please call our home loan experts on 1300 992 700 or email ask@homeloans.qantasmoney.com. We’ll be happy to help.

Adding or removing an offset account

If, after getting your home loan, you decide that you’d like an offset account, you can add up to six to your home loan.

If you currently have a Qantas Money Basic Home Loan, you’ll need to switch to a Qantas Money Offset Home Loan, which has a monthly fee. If you already have one of our Offset Home Loans, there’s no additional fee to add additional accounts, up to a maximum of six accounts.

If you are on a fixed rate, a break cost will apply. Removing an offset account from your existing home loan will also incur a fee. View our fees and charges here.

To add or remove an offset account, call us on 1300 992 700 or email ask@homeloans.qantasmoney.com and we’ll be happy to help.

Want to know more about offset accounts? Visit our What is an offset account guide to learn more.

Buying another home

Want to buy another home with Qantas Money Home Loans? Use our quick and easy online application. Loans for additional properties will also be eligible for 100k Qantas Points every year, up to six properties per person (one owner occupied and five investment properties) giving you even more opportunities to discover new destinations, year after year.

Increasing your loan amount

Call us on 1300 992 700; or email us at ask@homeloans.qantasmoney.com and we’ll review your information to see if you can increase your home loan amount.

Leaving us?

If you decide to close your Qantas Money Home Loan, please call us on 1300 992 700 so we can understand if there's anything we can do to help. If you decide to go ahead with closing your loan, we’ll assist you with the steps to take to do so.

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