The home loans that come with a holiday every year
Qantas Points every year+
Atlas Home Loan
Owner occupied · Principal & interest
with 50% LVR
Why come on board with a Qantas Money Home Loan?
100,000 points every year
Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 6 properties+†
Competitive rates
We’ve partnered with select lenders to secure competitive rates on all our loans
Easy application process
Apply online to get an answer in minutes
Help when you need it
Our home loan experts are here to help with your application 7 days a week
Get a more rewarding home loan and earn 100,000 points every year
Where could 100,000 Qantas Points take you?
Who is travelling?
Melbourne to Hong Kong
Return flight for one
$305 in taxes and carrier charges
Conditions apply ±
Sydney to Tokyo
Return flight for one
$305 in taxes and carrier charges
Conditions apply ±
Sydney to Singapore
Return flight for one
$322 in taxes and carrier charges
Conditions apply ±
Frequently asked questions
There are two main types of home loan replayments - principal and interest loans, where you pay off the loan amount plus interest (the most common type); and interest only loans, where you only pay the interest portion for a period of time, so the loan amount you owe doesn’t reduce during the interest only period (popular with investors). There are important things to consider when choosing which type of home loan is best for you...
In addition to your deposit, there are several other upfront expenses when buying your home. These include:
- Stamp duty: this varies by state and is typically linked to the purchase price of the property. If you’re a first home buyer, you may be entitled to an exemption, so check the government website in your state or territory: NSW, QLD, ACT, VIC, TAS, SA, NT, WA.
- Transfer fee: a state government fee for property title transfers, which also varies by state. Use the links above to check your government website for details.
- Mortgage registration fee: a government fee covering mortgage registrations.
- Legal fees: covers the cost of a licensed conveyancer reviewing your contract and title, and drafting the settlement documents.
- Mortgage application/establishment fee: a fee charged by your lenderbank to set up your mortgage.
- Inspection fee: you may need a building inspection to check for termites and structural issues.
- Other costs: for example, home and contents insurance. You may also want to consider the cost of utility connections and removalist fees.
LVR stands for Loan-to-Value Ratio. It is a comparison of how much you’re borrowing against how much the property is worth. Lenders use it to determine risk when assessing loan applications - the lower the LVR is, the lower the risk is to the lender.
How is it calculated? LVR is calculated by dividing the loan amount by the purchase price or valuation of the property and multiplying it by 100. For example, a $240,000 loan to buy a property valued at $300,000 would have an 80% LVR (240,000 divided by 300,000 multiplied by 100).
Yes - all of our loans are available online only, which is how we keep our rates and fees low. Our technology allows you to apply for a home loan wherever you want, whenever you want. We perform the loan assessment utilising our technology and the expertise of our Qantas Money Home Loans team...
Qantas Money has partnered with Bendigo Bank and ColCap Financial, two of Australia's experienced lenders, to offer a range of home loans with competitive rates that earn you Qantas Points.
Learn more
Need any help?
Our Home Loan experts are happy to help with your application 7 days a week.
New customers:
Monday to Friday from 8:00am to 6:30pm, or on weekends from 9:00am to 5:00pm (AEST).
Existing customers with loans funded by Bendigo Bank:
Monday to Friday from 8:30am to 8:30pm, or on weekends from 9:30am to 4:30pm (AEST).
Existing customers with loans funded by ColCap Financial:
Monday to Friday from 8:00am to 6:30pm, or on weekends from 9:00am to 5:00pm (AEST).
Application enquiries
Frequently asked questions