Refinance your Home Loan
Switch and save with Qantas Money Home Loans
Qantas Points every year+
Variable
Owner occupied · Principal & interest
Why refinance with a Qantas Money Home Loan?
100,000 points every year
Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 6 properties+†
Competitive rates
Streamlined process means streamlined costs. Get great rates*, with Qantas Points benefits
Additional repayments
Available on both variable and fixed loan options (fixed rate loans are limited to $20,000 per year) - with free redraws
Help when you need it
Our home loan experts are here to help with your application 7 days a week
Important to know
This refinance calculator is a guide only, and gives you an estimate of how much interest you could save by refinancing with Qantas Money Home Loans, based on the Qantas Money Home Loan type selected for comparison, and the loan amount and loan term you entered. You will receive a formal assessment when you begin an application, and enter the specifics of the property, your loan type (including whether or not you select an offset account), personal details and your financials.
Get a more rewarding home loan and earn 100,000 points every year
Where could 100,000 Qantas Points take you?
Who is travelling?
Melbourne to Hong Kong
Return flight for one
$295 in taxes and carrier charges
Conditions apply ±
Sydney to Tokyo
Return flight for one
$309 in taxes and carrier charges
Conditions apply ±
Sydney to Singapore
Return flight for one
$325 in taxes and carrier charges
Conditions apply ±
Frequently asked questions
The main benefits people receive from refinancing include a lower interest rate, lower monthly repayments and a shorter loan term. There are several reasons why you may choose to refinance and take advantage of these benefits...
The first step is to review your current loan, including the type of loan, the interest rate and features, as well as the fees. Next, identify the things you would like to improve with a new loan.
You can then compare it with other loans to find the product that suits you. Remember to factor in any costs associated with exiting one loan and taking out another.
To find out how much you could save by refinancing with Qantas Money Home Loans, try our refinance calculator.
Every lender has their own formula for calculating your borrowing power, and they generally look at four main factors.
Need any help?
Our Home Loan experts are happy to help with your application 7 days a week.
New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)
Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)
Application enquiries
Frequently asked questionsQantas Money is proud to have partnered with Bendigo and Adelaide Bank, one of Australia's most trusted banks to offer you a range of great home loan options, with 24/7 secure access to manage your home loan.
