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Refinance your Home Loan

Switch and save with Qantas Money Home Loans

qantas-roo100K

Qantas Points every year+

Variable

Owner occupied · Principal & interest

6.08
%
p.a
Interest rate*
6.14
%
p.a
Comparison rate ^

Why refinance with a Qantas Money Home Loan?

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Competitive rates

Our digital application process means a fast turnaround and great, low rates.*

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100,000 points every year

Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 5 properties.+†

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Additional repayments

Get ahead on your home loan with additional repayments on both variable and fixed loans - enjoy the flexibility of having the option to access those funds through our free online redraws.

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Help when you need it

Our home loan experts are here to help with your application 7 days a week.

Important to know

This refinance calculator is a guide only, and gives you an estimate of how much interest you could save by refinancing with Qantas Money Home Loans, based on the Qantas Money Home Loan type selected for comparison, and the loan amount and loan term you entered. You will receive a formal assessment when you begin an application, and enter the specifics of the property, your loan type (including whether or not you select an offset account), personal details and your financials.

Where could 100,000 Qantas Points take you?

Who is travelling?

 Honolulu 2
economy

Sydney to Honolulu

Return flight for one

qantas-roo
63,000
PTS
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$349 in taxes and carrier charges
Conditions apply ±

Wellington
economy

Melbourne to Wellington

Return flight for one

qantas-roo
36,000
PTS
plus-icon

$244 in taxes and carrier charges
Conditions apply ±

Perth
business

Brisbane to Perth

Return flight for one

qantas-roo
83,000
PTS
plus-icon

$100 in taxes and carrier charges
Conditions apply ±

Frequently asked questions

The main benefits people receive from refinancing include a lower interest rate, lower monthly repayments and a shorter loan term. However, there are a number of reasons why you may choose to refinance and take advantage of these benefits.

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The first step is to review your current loan including the type of loan, the interest rate and features, as well as the fees. Next, identify the things you would like to improve with a new loan.

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Every lender has their own formula for calculating your borrowing power, and they generally look at four main factors.

Read more

Get a more rewarding home loan and earn 100,000 points every year

Need any help?

Our Home Loan experts are happy to help with your application 7 days a week.

New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)

Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)

1300 992 700
Call: 1300 992 700