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Refinance your Home Loan

Switch and save with Qantas Money Home Loans


Qantas Points every year+


Owner occupied · Principal & interest

Interest rate*
Comparison rate ^

Why refinance with a Qantas Money Home Loan?

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Competitive rates

Our digital application process means a fast turnaround and great, low rates.*

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100,000 points every year

Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 5 properties.+†


Additional repayments

Get ahead on your home loan with additional repayments on both variable and fixed loans - enjoy the flexibility of having the option to access those funds through our free online redraws.

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Help when you need it

Our home loan experts are here to help with your application 7 days a week.

Your current home loan details
Choose a Qantas Money Home Loan to compare with your current loan

Property usage

Interest rate*
5.78% p.a.
Comparison rate^
5.84% p.a.

Your potential savings if you refinance to a Qantas Money Home Loan

Reduce monthly repayments by$-

Current monthly repayments $-

New monthly repayments $-

If you made the same repayments as your current loan, with Qantas Money you could save on interest, pay your loan off sooner and have a holiday every year.

Saving on interest$-
Pay your loan off sooner by-yrs, -mths
Pts per yearfor the life of your loan+

Important to know

This refinance calculator is a guide only, and gives you an estimate of how much interest you could save by refinancing with Qantas Money Home Loans, based on the Qantas Money Home Loan type selected for comparison, and the loan amount and loan term you entered. You will receive a formal assessment when you begin an application, and enter the specifics of the property, your loan type (including whether or not you select an offset account), personal details and your financials.

Where could 100,000 Qantas Points take you?

Who is travelling?

 Honolulu 2

Sydney to Honolulu

Return flight for one


$343 in taxes and carrier charges
Conditions apply ±


Melbourne to Wellington

Return flight for one


$244 in taxes and carrier charges
Conditions apply ±


Brisbane to Perth

Return flight for one


$92 in taxes and carrier charges
Conditions apply ±

Frequently asked questions

The main benefits people receive from refinancing include a lower interest rate, lower monthly repayments and a shorter loan term. However, there are a number of reasons why you may choose to refinance and take advantage of these benefits.

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The first step is to review your current loan including the type of loan, the interest rate and features, as well as the fees. Next, identify the things you would like to improve with a new loan.

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Every lender has their own formula for calculating your borrowing power, and they generally look at four main factors.

Read more

Get a more rewarding home loan and earn 100,000 points every year

Need any help?

Our Home Loan experts are happy to help with your application 7 days a week.

New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)

Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)

1300 992 700
Call: 1300 992 700