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How can I make repayments and redraw on my home loan?

Making repayments

Making repayments on your loan is easy with Qantas Money Home Loans. 

You can make repayments on the Qantas Money online banking portal by direct payments or BPAY:

Direct payments (‘AnyPay’)

The most simple way to pay off your home loan, AnyPay is a direct payment you can set up through your online banking. AnyPay allows you to transfer money from one of your accounts to any other account with an Australian BSB and Account Number.

This means you can set up recurring payments to your home loan, so that you don’t have to think twice about it.


You can use BPAY to schedule your home loan repayments too. Using the online banking portal, we’ve made the management of your BPAY payments easier with the following features:

  • View all your BPAY payments previously created and those scheduled for a later date within the ‘Pending BPAY Payments’ screen.
  • View all your BPAY payment records created for easier identification and bill management within the ‘BPAY Billers’ screen.
  • Bill payment details can be added at any time without a payment being made.
How do I redraw on my loan?

Redraw means you can access any additional payments you’ve made to your home loan. With Qantas Money Home Loans, you can do this as often as needed - free - using online banking.

Simply select your home loan as the ‘From account’ when performing a funds transfer. You can transfer to another account, like a savings account, and it should be available to withdraw within 2 business days.

If you have an offset account, transfer the cash there, then use your Qantas Money Home Loans Visa Debit card to immediately withdraw the funds.

Things to know about redraw:
  • The minimum redraw amount is $1 per transaction.
  • Redrawing on your loan won’t increase your repayments or extend the term of your home loan, as you’re simply withdrawing the extra payments you’ve made into your home loan.
  • If you made a joint application, both applicants will need to authorise the transaction when performing a redraw. If you want to allow individuals to transact independently, please advise us by calling 1300 992 700

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