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Variable rate home loans that come with a holiday every year

Variable

Owner occupied · Principal & interest

6.08
%
p.a
Interest rate*
6.14
%
p.a
Comparison rate ^

Why come on board with a Qantas Money Home Loan?

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100,000 points every year

Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 5 properties.+†

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Competitive rates

Streamlined process means streamlined costs. Get great rates*, with Qantas Points benefits.

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Easy application process

Apply online to get an answer in minutes.

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Help when you need it

Our home loan experts are here to help with your application 7 days a week.

Choose from our Variable Home Loans

Property usage

Variable

Owner occupied · Principal & interest

6.08
%
p.a
Interest rate*
6.14
%
p.a
Comparison rate^

Repayments

$2,903/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Variable 1 year IO

Owner occupied · Interest only

7.19
%
p.a
Interest rate*
6.26
%
p.a
Comparison rate^

Repayments

$2,876/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Variable

Investment · Principal & interest

6.34
%
p.a
Interest rate*
6.40
%
p.a
Comparison rate^

Repayments

$2,984/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Variable 1 year IO

Investment · Interest only

6.59
%
p.a
Interest rate*
6.43
%
p.a
Comparison rate^

Repayments

$2,636/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Key benefits of a Variable loan

Our variable loans give you the flexibility to make unlimited extra repayments, so you could pay off your loan sooner, with no associated break costs. You could also save on interest with an optional offset account.

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100% offset account available

An offset account is a great way to reduce the amount of interest you'll pay over the life of your loan. At Qantas Money Home Loans, we offer 100% offset accounts for $10/month++. (Available with all our variable and fixed home loans.)

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Repay faster, and save on interest

A variable loan gives you plenty of opportunity to shorten the term of your loan - with unlimited additional repayments and free online redraws.

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No ongoing fees~, just ongoing holidays

Get a great value home loan with a holiday year after year - without any ongoing fees.

Frequently asked questions

A variable rate home loan is one where the interest rate goes up and down with market fluctuations, which are influenced in part by the official cash rate set by the Reserve Bank of Australia (RBA).

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This will depend on your personal situation and preferences. If you prefer the security of knowing exactly how much your repayments will be every month, then a fixed rate home loan locked in for a set period may be better for you.

Read more

You’ll be asked a series of questions during the application process that will not only tell us whether you’re a good fit for one of our loans, but also help to narrow down the kind of loan that’s best for you.

Read more

Get a more rewarding home loan and earn 100,000 points every year

Qantas Money is proud to have partnered with Bendigo and Adelaide Bank, one of Australia's most trusted banks to offer you a range of great home loan options, with 24/7 secure access to manage your home loan.

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Need any help?

Our Home Loan experts are happy to help with your application 7 days a week.

New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST) (Please note, on Monday 7 October our experts will be available from 9:00am to 5:00pm (AEST))

Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)

1300 992 700
Call: 1300 992 700