Foreign currencies and rates
There are two ways you can load and spend your travel money:
Buy foreign exchange at a locked-in rate before you travel
Choose from 15 foreign currencies⁴ and lock in the rate to avoid currency fluctuations³. That way you'll always know what you have to spend while you're away.
Load Australian dollars and spend around the world
If you’re travelling to a destination where we don’t offer a locked-in rate – for example Indonesia, India or Fiji, you can load and spend in Australian dollars or any of our 15 foreign currencies.4 Our daily rate for the currency you’re spending in will apply5 so it’s a good idea to use our Currency Conversion Tool to help you check on this.
Load rates
Tips for buying foreign money
Buy currency in advance
When you load and lock in the exchange rate of your choice of 15 foreign currencies before you travel⁴, you’ll always know exactly how much money you’re spending – even when the exchange rates fluctuate³. This helps you better manage your money when overseas
Load for free
There’s no charge to load your foreign currency onto your Qantas Pay card when you use BPAY or Bank Transfer.
See how it works. It’s easy.
Sign up in minutes
Qantas Pay is available to Qantas Frequent Flyer members aged 16 and over. Simply have your membership and a physical ID document ready to get started.
Not a Qantas Frequent Flyer member?
Get the app
After signing up for Qantas Pay, you can start adding money to your account via the Qantas Pay app.
Add your Qantas Pay card to your Apple Pay or Google Pay Wallet instantly to start spending.
And, when your physical card arrives (within 5 to 7 business days), simply activate it and you’re all set.
Add money
Easily add money to your card in up to 17 currencies using the Qantas Pay app or website with:
An Australian debit card
Apple Pay and Google Pay16 17
Bank transfer
BPay
Use Qantas Pay
With your Qantas Pay card, you can:
Make safe purchases anywhere Mastercard is accepted worldwide2
Withdraw cash at ATMs globally6
Earn bonus points when flying or shopping with Qantas14
Exchange money between the 17 different currencies added on your card4
Take advantage of weekly bonus point offers15
Transfer money out to your Australian bank account
Instantly send money to anyone who has a Qantas Pay card
Manage your card
With the Qantas Pay app, you can:
Add, send and exchange money
Track your purchases
View your balances in all currencies
Change your card PIN
Lock and unlock your card
Change the default currency (for adding money directly from your bank account or BPAY)
Take advantage of exclusive weekly bonus offers
Learn more about loading foreign currency
The 15 foreign currencies that you can buy are: United States Dollar (USD), Great British Pound (GBP), Euro (EUR), Thai Baht (THB), New Zealand Dollar (NZD), Singapore Dollar (SGD), Hong Kong Dollar (HKD), Canadian Dollar (CAD), Japanese Yen (JPY), South African Rand (ZAR), Swiss Franc (CHF), Danish krone (DKK), Norwegian krone (NOK), Swedish krona (SEK)
You can load available currencies all at once or one at a time, depending on the nature of your trip. Each time you load, you’ll lock in the exchange rate for each3, that way you’ll always know how much you’re spending.
If you’re travelling to a destination where we don’t offer a locked-in rate – for example, Indonesia, China or South Africa - you can load Australian dollars and spend in the local currency. Our daily exchange rate for the currency you’re spending in will apply.5
No, you can’t use your credit card to buy and load foreign currency onto your Qantas Pay card. If you’d like to load foreign currency here’s how to do it:
- Debit load – receive funds instantly using a Mastercard or Visa debit card
- Apple Pay or Google Pay – receive funds instantly using your digital wallet
- Bank transfer – Funds take 1 business day to load* and no fees apply to use this transfer method.
- BPAY – Funds take 2-3 business days to load* and no fees apply to use this transfer method.
*Load times may vary between financial institutions including when your transfer is made after 2pm AEST/AEDT, outside business hours, immediately prior to, or on a weekend or public holiday
If you have leftover foreign currency on your card, you can:
- Move your money between any of the 16 currencies available with your Qantas Pay card4, including into AUD to use locally5
- Cash-out your currency and have it transferred into an Australian bank account
- Transfer the funds instantly to another Qantas Pay cardholder
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