Load rates
See the foreign exchange rates of the currencies you can lock in with Qantas Pay.
Currency conversion tips
Our currency conversion tool helps you keep up-to-date with exchange rates. We also offer limited-time currency discounts from time to time - so keep an eye on your email.
When spending in a currency that is not loaded - or is insufficiently loaded - on your card, no international transaction fee or currency conversion fees will be charged, and the currency will convert at the Qantas Pay Daily Rate.5
See how it works. It’s easy.
Sign up in minutes
Qantas Pay is available to Qantas Frequent Flyer members aged 16 and over. Simply have your membership and a physical ID document ready to get started.
Not a Qantas Frequent Flyer member?
Get the app
After signing up for Qantas Pay, you can start adding money to your account via the Qantas Pay app.
Add your Qantas Pay card to your Apple Pay or Google Pay Wallet instantly to start spending.
And, when your physical card arrives (within 5 to 7 business days), simply activate it and you’re all set.
Add money
Easily add money to your card in up to 16 currencies using the Qantas Pay app or website with:
An Australian debit card
Apple Pay and Google Pay16 17
Bank transfer
BPay
Use Qantas Pay
With your Qantas Pay card, you can:
Make safe purchases anywhere Mastercard is accepted worldwide2
Withdraw cash at ATMs globally6
Earn bonus points when flying or shopping with Qantas14
Exchange money between the 16 different currencies added on your card4
Take advantage of weekly bonus point offers15
Transfer money out to your Australian bank account
Instantly send money to anyone who has a Qantas Pay card
Manage your card
With the Qantas Pay app, you can:
Add, send and exchange money
Track your purchases
View your balances in all currencies
Change your card PIN
Lock and unlock your card
Change the default currency (for adding money directly from your bank account or BPAY)
Take advantage of exclusive weekly bonus offers
Learn more about currency calculator
A currency converter is an online tool that can help you work out the value of your Australian currency in the foreign currency you need. It uses the market rates to calculate what Australian Dollars you’ll be spending, in whatever country you’re spending it in.
Foreign currency is calculated with exchange rates. An exchange rate is how much it costs to exchange one currency for another. These fluctuate all the time as they are traded on the foreign exchange market. The exchange rate is based on the market price of a currency at that time e.g. USD$1 could be worth AU$1.5.
When you make a transfer or check the exchange rate given on your Qantas Pay card, the rate will be different to the market rate and will show you how much you will get if you transfer onto your card³.
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