Welcome to Qantas Money Home Loans
Qantas Money offers home loans with competitive rates and ongoing benefits only Qantas can provide.
Qantas Money doesn’t act as a bank or a mortgage broker; instead, we’ve partnered with select lenders to deliver a range of home loan products. Unlike a mortgage broker, your ongoing relationship remains directly with Qantas Money rather than the lender - from application through settlement and for the life of your loan.
Our home loans are exclusively available online through our website or via online application, with our customer support team available seven days a week to assist you.
Why choose a Qantas Money Home Loan?
We partner with trusted home loan providers
Qantas has partnered with some of Australia’s most experienced lenders to bring you competitive home loans that come with exclusive Qantas benefits.
Our partners fund and service these feature-packed home loans, designed to support you whether you’re buying a home or investing in property.
We’re with you every step of the way
We're here to support you from application through to the life of your loan. With a simple digital application, you could receive an answer in minutes. You'll find helpful information and guidance throughout our website and application process, with support from our home loan specialists available seven days a week.
You’ll be supported from the start of your application, through the settlement process, and throughout the life of your loan by dedicated home loan experts.
We’re more rewarding
A Qantas Money Home Loan is the only home loan that rewards you with Qantas Points every year for the life of your loan. You'll receive 100,000 Qantas Points annually for each eligible property, up to a total of six properties.
Use your points for flights, upgrades, hotel stays and more. Discover all the ways to reward yourself using Qantas Points at Qantas.com
Our lending partners
Bendigo Bank
Bendigo Bank has been helping Australian communities thrive for over 165 years. They’re passionate about making a positive impact, knowing that by supporting our customers to bank better, we help strengthen local communities. They’re committed to ethical banking, including a clear stance against financing environmentally damaging projects.
Bendigo Bank was also the first bank globally to offer a fully digital home loan application (in partnership with Tiimely Pty Ltd) - the same platform now brought to you with Qantas Money.
Your offset funds are protected under the Australian Government’s Financial Claims Scheme (FCS), which provides protection and fast access to deposits in the unlikely event a bank, building society or credit union fails.
ColCap Financial
ColCap Financial Group is a leading Australian non-bank lender, supporting home ownership and property investment in Australia and beyond since 2006.
They bring together deep expertise in residential property lending and funding.
With one of Australia’s largest non-bank mortgage portfolios, ColCap is a trusted provider of property finance and servicing.
They are committed to delivering consistent, reliable lending solutions backed by strong governance and a customer-focused approach to property finance.
Frequently asked questions
The short answer comes down to where they get their money and who regulates them...
Qantas Money Home Loans offer competitive rates, a fast, secure online application process, plus support from real people. Not to mention they’re the only home loans that come with a holiday every year - 100,000 Qantas Points annually for the life of your loan, for up to 6 properties†...
No - Qantas Money Home Loans are digital loans, only available directly through our website and online application process.
Yes, it’s possible to “switch” between the loans offered by different Qantas Money Home Loan funders however there are some important considerations.
If you wish to switch from a Basic or Offset Home Loan funded by Bendigo Bank to an Atlas Home Loan funded by ColCap, or vice versa, this will be treated as a new loan application as the funding comes from a separate financial institution with a different credit policy. Therefore, a separate credit enquiry will be recorded if you make an application to switch to the other funder. You will need to pay a discharge fee to the existing funder, and upfront fees for the new application.
You will continue to earn Qantas Points every year you hold a Qantas Money Home Loan including if you switch loans between funders (provided the loan is in compliance with the Points Eligibility Policy), however you will not be eligible for additional upfront or bonus points when you settle the loan with the other funder. Your original Qantas Money Home Loan settlement date will remain the reference date for ongoing anniversary points (settlement date + 15 months, and every 12 months thereafter).
Yes you can. While our application form is digital, you can call our team of home loan experts 7 days a week on 1300 992 700. They’ll be happy to help with any questions you may have about our home loans or application process.
Operating hours for new customers are Monday to Friday - 8:00am to 6:30pm. Weekends - 9:00am to 5:00pm (AEST).
Customers who may have hearing and/or speech impairments to make and receive phone calls, or who may have difficulty speaking English:
- National Relay Service www.acesshub.gov.au/about-the-nrs
- Telephone Typewriter (TTY) Users - call 133 677; request 1300 992 700.
- Speak and Listen Users - call 1300 555 727; request 1300 992 700.
- Internet Relay Users - connect to the NRS website www.internet-relay.nrscall.gov.au/; request 1300 992 700.
- Language, Translation and Interpreting services - connect to www.tisnational.gov.au/ or call: 1800 131 450, request 1300 992 700.
Application enquiries
Frequently asked questions