Google Pay

Features and benefits of Google Pay

You can use Google Pay with all Qantas Money Home Loan offset debit cards, so you can make faster, contactless purchases in store, in apps and on the web.

Set up in minutes

Simply add your Qantas Money Home Loan Offset Debit Card to Google Pay to get started.

Made to be secure

Google Pay uses the security features built into your device, so only you can authorise your payments.

Accepted anywhere

Tap and pay in stores anywhere you see the contactless symbol, both in Australia and overseas.

Pay easily. Pay fast

With Google Pay, you can pay quickly and easily with your Qantas Money Home Loan Offset Debit Card right from your Android device.

Get started with Google Pay

What you’ll need

A valid Google Account. Please note that Google accounts are subject to these age restrictions per country.
An up-to-date Android operating system. Learn how to update your Android version.
The latest Google Play Services and Google Wallet app.
A Qantas Money Home Loan Offset Debit Card - the debit card issued for your offset facility attached to your Qantas Money Atlas or Offset Home Loan.

Set up Google Wallet

Using the Google Wallet app

Open the Google Wallet app or download it on Google Play.
Follow the setup instructions.
If you’re new to Google Wallet, you’ll be asked to add a card the first time you open the app. You can use your camera to scan a debit or credit card or enter the details manually. (You may be asked to set up a screen lock on your Android device).
To make contactless payments, make sure your phone meets software standards, has NFC, NFC is turned on, and Google Pay is set as the default payment app.

For more information and next steps see set up Google Wallet.

Using the Qantas Money Home Loans app

If you have an Offset Home Loan, funded by Bendigo Bank, you can also add your card to Google Wallet via the Qantas Money Home Loans App. Follow these steps:

Tap the 'Card' button on the Account details screen.
Tap the 'Set up Google Pay' button to start the process.
Tap the 'Add to Google Wallet’ button.
Enter the verification code that will be sent via SMS to your phone.
Tap the ‘Add to Wallet’ button on the G Pay Add payment card screen.
Confirm your billing address and optionally follow the links to view the Google Payments Terms of Service, Product Disclosure Statement and/or Privacy Notice.
Tap ‘Continue’ to accept the Google Payments Terms of Service.
View and tap the ‘Accept’ button to accept the Card Issuer terms.
Your card will be added to your wallet and ready to pay contactless. You may tap ‘View in Wallet’ to see it in your wallet.
When you return to the app you will see a ‘Card added successfully’ message.

How to pay with Google Pay

In store

Use Google Pay anywhere you can tap and pay.

Unlock your phone and hold it near the payment terminal.
There’s no need to open the app, however, you may be prompted to unlock your device if required.
If asked for a PIN code at the terminal, enter the PIN for your card (not your Android or smartwatch device code).
Look for the check mark to confirm your payment is complete.

In apps and on websites

At checkout, select Google Pay as your payment method.
Complete the payment by following the prompts using Google Pay.

For more information, visit the Google Pay FAQs.

Frequently asked questions

All Qantas Money Home Loan offset debit cards can be used with Google Pay.

Offset accounts available on our Offset Home Loan funded by Bendigo Bank, come with a Mastercard Debit Card that can be used with Google Pay.

Offset sub-accounts available on our Atlas Home Loan funded by ColCap Financial, come with a Visa Debit Card that can be used with Google Pay.

You can use Google Pay wherever contactless payments are accepted, including overseas, where you see the contactless payment or Google Pay symbols.

We recommend you take your physical card as a backup, as not all merchants allow contactless payments.

Transaction limits apply to Google Pay and you may be prompted to enter your physical card PIN at the contactless terminal to authorise a payment.

No one can use your Android device to make payments unless you’ve entered, or they have, your chosen screen lock method (device code, pattern, password or biometrics, e.g. fingerprint).

No one will be able to access the credit card details that you provided within the Google Wallet when you add your card to Google Wallet, as that information is not stored on your device.

If you lose your Android device, you can still make contactless transactions using your physical credit card.

If you misplace or lose your Android device, you can log in with your Google account on any other device, to remove your card(s) in Google Pay. If you delete the card, you will need to re-add it. For further information, please refer to the Google Pay FAQs.

A cardholder removing their Google Pay service will not affect any other cardholder's use of Google Pay. For any additional support contact us or call 1300 992 700.

View all frequently asked questions

Need any help?

Our Home Loan experts are happy to help with your application 7 days a week.

New customers:

Monday to Friday from 8:00am to 6:30pm, or on weekends from 9:00am to 5:00pm (AEST).

Existing customers with loans funded by Bendigo Bank:

Monday to Friday from 8:30am to 8:30pm, or on weekends from 9:30am to 4:30pm (AEST).

Existing customers with loans funded by ColCap Financial:

Monday to Friday from 8:00am to 6:30pm, or on weekends from 9:00am to 5:00pm (AEST).

1300 992 700 Call: 1300 992 700