How to load currency to your Qantas Pay card
To load money onto your Qantas Pay card, choose from these three options:
Instant load with a Debit card, Apple Pay or Google Pay (0.5% Fee)
For immediate access to your money, use your Mastercard or Visa debit card by selecting the ‘Instant Load’ option in the Qantas Pay app or website.
Bank transfer (Free)
To load from your bank account for access to you money the next business day*:
- Select 'Bank Transfer' in the Qantas Pay app or website.
- Follow the prompts to complete the transfer through your bank, remember to include the unique reference number so we can identify your transaction
* Funds transferred before 2pm AEST/AEDT Monday to Friday will be available the next business day.Funds transferred on weekends and public holidays will be available within 2-3 business days.
BPAY (Free)
To Load with BPAY:
- Choose 'BPAY' in the Qantas Pay app or website.
- Follow the prompts to complete the BPAY transaction using the Biller Code and unique Customer Reference Number
Your funds will be available within 2-3 business days.
Travel money card loading tips
Lock in exchange rate
Qantas Pay offers a great option to load and lock in currency rates³, helping you to avoid currency fluctuations when you travel.
Load local currency
When making transactions overseas, you may be asked if you’d like to transact in Australian Dollars or the local currency loaded. Select to pay in the local currency to avoid foreign transaction costs.
Get more with the app
Get the Qantas Pay app to manage your card with ease and take advantage of exclusive weekly bonus points offers.15
See how it works. It’s easy.
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Qantas Pay is available to Qantas Frequent Flyer members aged 16 and over. Simply have your membership and ID details ready to get started.
Not a Qantas Frequent Flyer member?
Get the app
After signing up for Qantas Pay, you can start adding money to your account via the Qantas Pay app straight away.
Add your Qantas Pay card to your Apple Pay or Google Pay Wallet instantly to start spending.
And, when your physical card arrives (within 5 to 7 business days), simply activate it and you’re all set.
Add money
Easily add money to your card in up to 11 currencies using the Qantas Pay app or website with:
An Australian debit card
Apple Pay16 or Google Pay17
Bank transfer
BPay
Use Qantas Pay
With your Qantas Pay card, you can:
Make safe purchases anywhere Mastercard is accepted worldwide2
Withdraw cash at ATMs globally6
Earn bonus points when flying or shopping with Qantas14
Exchange money between the 11 different currencies added on your card4
Take advantage of weekly bonus point offers15
Transfer money out to your Australian bank account
Instantly send money to anyone who has a Qantas Pay card
Manage your card
With the Qantas Pay app, you can:
Add, send and exchange money
Track your purchases
View your balances in all currencies
Change your card PIN
Lock and unlock your card
Change the default currency (for adding money directly from your bank account or BPAY)
Take advantage of exclusive weekly bonus offers
Learn more about loading your Qantas Pay card
You can load up to 10 foreign currencies onto your prepaid Qantas Pay card. These are: United States Dollar, Great British Pound, Euro, Thai Baht, New Zealand Dollar, Singapore Dollar, Hong Kong Dollar, Canadian Dollar, Japanese Yen and Emirati Dirham.
You can load all currencies at once or one at a time, depending on the nature of your trip. When you do this, you’ll lock in the exchange rate for each of them3 – that way, you’ll always know what you have to spend while you're away.
If you’re travelling to a destination where we don’t offer a locked-in rate – for example Indonesia, China or South Africa, you can load and spend Australian dollars. Our daily rate for the currency you’re spending in will apply.5
The load limits of a Qantas Pay card are as follows:
The maximum individual amount you can load onto a Qantas Pay card in any 24-hour period is AU$20,000. The maximum amount you can load on a Qantas Pay card using instant load is:
- AU$15,000 in any 24-hour period
- AU$30,000 in any 7-day period
- AU$60,000 in any 30-day period
Yes, you can use your prepaid currency card internationally to make purchases or withdraw money from any ATM/wherever Mastercard is accepted. If you’re using your card internationally, you may be asked if you’d like to transact in Australian Dollars or the local currency.6
If you have the local currency loaded onto your Qantas Pay card, Qantas Pay card, select to pay in the local currency as the rate is already locked in. If you select to pay in Australian Dollars, or you do not have the local currency loaded onto your card, your currency will be converted for you at the foreign exchange rate for the relevant currency at the time of your transaction.5
Qantas Pay also offers 24/7 Mastercard Global Support over the phone, wherever you are in the world to assist you with your enquiries.8
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