Qantas Premier Platinum credit card

Up to 100,000 Qantas Points1

$149 annual fee for first year12

• Two complimentary lounge invitations per year2
• 0% p.a. Balance transfers for 18 months3

Offer ends 28 February 2019.

1 70,000 bonus Qantas Points will be awarded when $3,500 is spent in the first 90 days from approval. Once the annual fee is paid on the anniversary of the card approval, allow up to 12 weeks for the remaining 30,000 bonus points to be awarded.
12 Standard annual fee, currently $299, billed in subsequent years.

Be rewarded with uncapped points potential

There’s no cap to the number of Qantas Points you can earn – at home or overseas7.

Spend and earning comparison table

Spend

Earn

International spend7

1.5 Qantas Points per whole AU$1 equivalent

Domestic spend7 (up to and including AU$10,000 per statement period)

1 Qantas Point per whole AU$1

Domestic spend7 (over AU$10,000 per statement period)

0.5 Qantas Points per whole AU$1

Qantas spend7

1 additional Qantas Point per whole AU$1

Help is always at hand

With access to millions of Mastercard8 locations worldwide and your dedicated concierge9, you can count on us whether you're at home or abroad.

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Fraud protection

Feel safe with the built-in protection of Mastercard Zero Liability10. You must take care to protect your card from theft or loss, and notify us immediately if your card is lost or stolen.

Icon dedicated concierge

Dedicated concierge

Our Qantas Premier Concierge service is just a phone call away, anytime you need assistance – from restaurant reservations to travel bookings9.

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Qantas Money app

Track your money on the fly and see your balance, statements, transaction history, and more. Plus connect your other financial institutions accounts so you get the big picture11. Find out more.

What is the annual fee?

Annual fees table

Annual fee12

$299 per year. Special Offer- $149 annual fee for the first year, offer ends 28 February 2019.

Additional card holder fee12

$50 per cardholder per year
Find out more

What are the interest rates?

What are the interest rates?

Retail Purchase Rate

19.99% p.a.

Cash Advance Rate

21.99% p.a.

Interest free period13

up to 55 days (unless you have a Balance Transfer)

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

  1. Up to 100,000 bonus Qantas Points offer is available to new approved Qantas Premier Platinum credit card account holders who apply by 28 February 2019. 70,000 bonus Qantas Points will be awarded when $3,500 is spent in the first 90 days from approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The 70,000 bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. Once the annual fee is paid on the anniversary of the card approval, allow up to 12 weeks for the remaining 30,000 bonus points to be awarded. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good standing for bonus points to be awarded. Offer may be extended or withdrawn at any time.

  2. The Qantas Premier Platinum Primary Cardholder is entitled to 2 single entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Premier Credit Card Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions.

  3. New Qantas Premier Platinum credit cardholders only. Apply by 28 February 2019. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 18 months. The 18 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. Excludes Balances transferred from other Citigroup issued credit facilities. You are not eligible for interest free days while you have a Balance Transfer on your account, and purchases will accrue interest from the purchase date. Offer may be extended or withdrawn at any time.

  4. The Qantas Premier Platinum Primary Cardholder is entitled to the Companion Fare benefit once per year. Discount applies to selected domestic flights only when two to nine passengers (including the Primary Cardholder) travel together on the same booking number, day and flight(s). Flights must be booked through Qantas Premier Concierge and paid in full at the time of booking using the primary cardholder's Qantas Premier Platinum credit card. For full terms and conditions, see Qantas Premier Credit Card Airline Benefits Terms and Conditions.

  5. The first Qantas Purchase on your account within 6 months of card approval will automatically convert to a 0% p.a. interest rate for 6 months from the date the transaction is processed. Any unpaid balance at the end of the 6 month period will revert to the variable annual percentage rate for retail purchases, currently 19.99%p.a. A Qantas Purchase under this Special Promotion is any of the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers; purchases from qantasstore.com.au, and qantasepiqure.com.au For the avoidance of doubt, purchases through qantasshop.com.au are not Qantas Purchases. The maximum interest free period applies when you pay your closing balance off in full, less the 0% p.a. for 6 months Qantas Spend Promotion Ending Balance amount, for two consecutive months by the payment due date. If you carry a balance on your credit card from month to month (exclusive of the 0% p.a. for 6 months Qantas Spend Promotion Ending Balance amount), the interest free period does not apply and you are charged interest from the purchase date. No interest free period is available on Cash Advances or when you have Balance Transfers.

  6. Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and is subject to the terms, conditions, excess, limits and exclusions set out in the Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and Citigroup Pty Limited ABN: 88 004 325 080 AFSL No: 238098 Citigroup Centre 2 Park Street Sydney NSW 2000, the issuer of your card.

  7. Earn rate for the Qantas Premier Platinum credit card: 1.5 Qantas Point per whole AU$1 equivalent on International Spend; 1.0 Qantas Point per whole AU$1 on Domestic Spend up to and including AU$10,000 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$10,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. International Spend means any Eligible Transactions made in a currency other than Australian Dollars. Domestic Spend means any Eligible Transactions made in Australian Dollars irrespective of whether or not an international transaction fee was incurred on the transaction. ‘Qantas Spend’ means Eligible Transactions made with the following merchants: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers; purchases from qantasstore.com.au , qantasshop.com.au and qantasepiqure.com.au . For full terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions at qantasmoney.com/terms. An eligible is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. An Eligible Transaction is any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, government related transactions or transactions with semi-government entities or related services. An Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution. For full definitions, terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions.

  8. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Terms and conditions apply.

  9. Qantas Premier Concierge is a complimentary service available to the Primary Cardholder of a Qantas Premier credit card. Refer to the Qantas Premier Credit Card Rewards Terms and Conditions. Concierge Services provided by Aspire Lifestyles (Americas), Inc.

  10. Terms and conditions apply. Visit www.mastercard.com.

  11. The Qantas Money app is owned and operated by Qantas and supported on iOS9+ and Android 6+.

  12. For applications submitted by 28 February 2019, you will be billed an annual fee of $149, for the first year upon activation of your account. The standard annual fee, currently $299, will be billed each anniversary from card approval in subsequent years. An additional cardholder annual fee, currently $50, applies per additional cardholder. These fees are subject to change.

  13. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.