Apply for Qantas Premier Titanium

Apply for the Qantas Premier Titanium credit card and receive 150,000 bonus Qantas Points when spending $5,000 in 90 days from approval1.

Annual Fees

Annual Fees table

Primary cardholder annual fee2


Additional cardholder annual fee2


Interest rates

Interest rates table

Retail Purchase Rate

19.99% p.a.

Cash Advance Rate

21.99% p.a.

Interest-free period3

Up to 55 days

Balance transfers

0% p.a. for 6 months4

Other fees

Other fees and charges comparison table

Fee type


When is this fee charged?

How can you avoid the fee?

Late payment fee5

$10 every 7 days

When you don’t pay the minimum payment due by the payment due date and then every 7 days until the minimum payment due is paid.

Make sure you pay your bill on time. Why not sign-up for Easi-Pay to pay your bill automatically by direct debit and never miss a payment?

Paper statement fee6


For each statement we send you.

View your statements on the Qantas Money website or download the Qantas Money app.

International transaction fee7

3% of the transaction amount

When you make any purchase or cash advance in:

  • Foreign currency once converted to Australian dollars; and/or
  • Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain ATMs and merchants). The process of conversion and the exchange rates applied will be determined by the relevant ATM, merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant or ATM and You may have to check with the relevant merchant or ATM provider.

Note: It may also not always be clear that the merchant or its financial institution/payment processor is located or registered outside Australia.

Over-the-counter fee8


When you make a cash, cheque or EFTPOS payment at an Australia Post outlet.

Domestic cash advance fee

Under $100 – $3
$100 or more – 3% of the transaction amount

When you withdraw cash from your account in Australia.

International cash advance fee9


When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.

Dishonour fee10


When a direct debit is dishonoured (debited at time of dishonour)

Make sure you have enough credit available to cover any direct debits from your account.

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to for more information.

  1. Offer ends 30 April 2019. 150,000 bonus Qantas Points offer is available to new approved Qantas Premier Titanium credit card account holders who apply by 11.59pm Sydney Time 30 April 2019. 150,000 bonus Qantas Points will be awarded when $5,000 is spent in the first 90 days from approval. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. Offer may be extended or withdrawn at any time.

  2. The annual account keeping fee, currently $1,200, will be billed to your account on card activation for the first year, and on the anniversary of your card approval in subsequent years. An additional cardholder annual fee, currently $100, applies per additional cardholder. These fees are subject to change.

  3. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

  4. New Qantas Premier Titanium cardholders only. For applications submitted by 30 April 2019. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 6 months. The 6 months promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. Excludes Balances Transfers from other Citigroup issued credit facilities. You are not eligible for interest free days while you have a Balance Transfer on your account, and purchases will accrue interest from the purchase date. Offer may be extended or withdrawn at any time.

  5. $10 for missing the payment due date and $10 for every 7 day delay thereafter. Late fee is based on the payment posting date and allows for 1 grace day after the payment due date before being charged.

  6. To opt into paper statements, you need to call us on 1300 992 700. A $2 fee applies every time a paper statement is issued and sent to your physical mailing address.

  7. Applies to purchases and cash advances made in foreign currency using your Qantas Premier credit card.

  8. This fee will be billed to your account when you choose to make a payment at Australia Post.

  9. The international transaction fee applies in addition to the international cash advance fee.

  10. For each cheque or direct debit payment dishonour.