Qantas Premier Platinum credit card

Up to 100,000 bonus points1

$299 annual fee12

Plus 0% p.a. for 18 months on Balance Transfers3

Reverts to cash advance rate thereafter. Also keep in mind that no interest free days apply to retail purchases while you have a balance transfer.

Offer ends 28 May 2020.

1 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval.

Be rewarded with uncapped points potential

There’s no cap to the number of Qantas Points you can earn – at home or overseas7.

Spend and earning comparison table

Spend

Earn

International spend7

1.5 Qantas Points per whole AU$1 equivalent

Domestic spend7 (up to and including AU$10,000 per statement period)

1 Qantas Point per whole AU$1

Domestic spend7 (over AU$10,000 per statement period)

0.5 Qantas Points per whole AU$1

Qantas spend7

1 additional Qantas Point per whole AU$1

Help is always at hand

With access to millions of Mastercard8 locations worldwide and your dedicated concierge9, you can count on us whether you're at home or abroad.

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Fraud protection

Feel safe with the built-in protection of Mastercard Zero Liability10. You must take care to protect your card from theft or loss, and notify us immediately if your card is lost or stolen.

Icon dedicated concierge

Dedicated concierge

Our Qantas Premier Concierge service is just a phone call away, anytime you need assistance – from restaurant reservations to travel bookings9.

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Qantas Money app

Track your money on the fly and see your balance, statements, transaction history, and more. Plus connect your other financial institutions accounts so you get the big picture11. Find out more.

What is the annual fee?

Annual fees table

Annual fee12

$299 per year

Additional card holder fee12

$50 per cardholder per year
Find out more

What are the interest rates?

What are the interest rates?

Retail Purchase Rate

19.99% p.a.

Cash Advance Rate

21.99% p.a.

Interest free period13

up to 55 days (no interest free days apply while you have a balance transfer)

Important Information

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

  1. Up to 100,000 bonus Qantas Points offer is available to new approved Qantas Premier Platinum credit card account holders who apply by 28 May 2020, 11:59pm (AEST). 80,000 bonus Qantas Points will be awarded when $5,000 or more is spent on eligible purchases within 90 days from card approval. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. The 80,000 bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. An additional 20,000 bonus Qantas Points will be awarded within 12 weeks of the first anniversary of card approval. Any bonus Qantas Points will be forfeited if you close your Credit Card Account before they appear in your Qantas Frequent Flyer Account. Please note that the 100,000 bonus Qantas Points will not be awarded if you are currently a primary cardholder of a Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium credit card, or have closed, or qualified for bonus Qantas Points on any of those Qantas Premier credit cards within the last 12 months. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good standing for bonus points to be awarded. Offer may be extended or withdrawn at any time.

  2. The Qantas Premier Platinum Primary Cardholders are entitled to 2 single entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Premier Credit Card Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions.

  3. New Qantas Premier Platinum credit cardholders only. Apply by 28 May 2020, 11:59pm (AEST). Your total Balance Transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 18 months. The 18 month promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the variable Cash Advance Rate, currently 21.99% p.a. Excludes balances transferred from other Citigroup issued credit facilities. You are not eligible for interest free days on retail purchases while you have a Balance Transfer on your account. This means while you have a balance transfer on your account, any further purchases will be charged daily interest at the applicable Retail Purchase Rate currently 19.99% p.a. Offer may be extended or withdrawn at any time. Before making a Balance Transfer, consider the following important information.

  4. The Qantas Premier Platinum Primary Cardholder is entitled to the Companion Fare benefit once per year. Discount applies to selected domestic flights only when two to nine passengers (including the Primary Cardholder) travel together on the same booking number, day and flight(s). Flights must be booked through Qantas Premier Concierge and paid in full at the time of booking using the primary cardholder's Qantas Premier Platinum credit card. For full terms and conditions, see Qantas Premier Credit Card Airline Benefits Terms and Conditions.

  5. The first Qantas Purchase on your account within 6 months of card approval will automatically convert to a 0% p.a. interest rate for 6 months from the date the transaction is processed. Any unpaid balance at the end of the 6 month period will revert to the variable annual percentage rate for retail purchases, currently 19.99%p.a. A Qantas Purchase under this Special Promotion is any of the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, purchases from Qantas Shopping Rewards Store and Qantas Wine. See Qantas Premier Credit Card Rewards Terms and Conditions. The maximum interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date and the 0% p.a. for 6 months Qantas Spend Promotion Ending Balance amount). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

  6. Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and is subject to the terms, conditions, excess, limits and exclusions set out in the Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and Citigroup Pty Limited ABN: 88 004 325 080 AFSL No: 238098 Citigroup Centre 2 Park Street Sydney NSW 2000, the issuer of your card.

  7. Earn rate for the Qantas Premier Platinum credit card: 1.5 Qantas Point per whole AU$1 equivalent on International Spend; 1.0 Qantas Point per whole AU$1 on Domestic Spend up to and including AU$10,000 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$10,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. International Spend means any Eligible Transaction made with a merchant who tells us they are located in a country outside Australia. Domestic Spend means any Eligible Transaction made with a merchant who tells us they are located within Australia. Qantas Spend means the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, purchases from Qantas Shopping Rewards Store and Qantas Wine. See Qantas Premier Credit Card Rewards Terms and Conditions. An eligible purchase is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). For full definitions, terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions.

  8. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Terms and conditions apply.

  9. Qantas Premier Concierge is a complimentary service available to the Primary Cardholder of a Qantas Premier credit card. Refer to the Qantas Premier Credit Card Rewards Terms and Conditions. Concierge Services provided by Aspire Lifestyles (Americas), Inc.

  10. Terms and conditions apply. Visit www.mastercard.com.

  11. The Qantas Money app is owned and operated by Qantas and supported on iOS9+ and Android 6+.

  12. The annual account keeping fee, currently $299, will be billed to your account on card activation for the first year, and on the anniversary of your card approval in subsequent years. An additional cardholder annual fee, currently $50, applies per additional cardholder. These fees are subject to change.

  13. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.